Technical Underwriter, Personal Lines

Zurich Insurance Company; Toronto; Hybrid; CAD 80,000 - 100,000; Full time

Job summary

Zurich Canada is seeking a Technical Underwriter specializing in Personal Lines to provide expertise in Personal Property and Auto technical underwriting. You will contribute to underwriting strategies, enhance knowledge of property and auto insurance, and support various projects. Join a meaningful, inclusive workplace that values collaborative effort and employee development.

Benefits

Diversity, Inclusion, Equity, and Belonging initiatives

Comprehensive health and benefits plans

Minimum of four weeks of vacation annually

Continuous learning and development opportunities

Qualifications

• 6+ years of experience in personal property or auto underwriting.
• CPCU designation preferred.
• Strong knowledge of lines of business and regulatory environment.

Responsibilities

• Implement underwriting strategies for personal lines business.
• Monitor underwriting performance metrics and inform strategy.
• Support portfolio management activities including profitability analysis.

Skills

Communication

Multi-tasking

Education

Bachelor's Degree

High School Diploma

Job description

The Opportunity

Are you looking for a caring, collaborative, values-driven workplace with inspiring teammates and leaders? Do you have the ambition and desire to be the best and thrive at the most impactful global insurance provider in the world? Look no further than Zurich Canada.

If you have experience in Personal Property / Auto Technical Underwriting and are seeking a new challenge, we would love to hear from you.

Zurich Canada is currently seeking a Technical Underwriter specializing in Personal Lines to provide expertise and guidance in Personal Property / Auto technical underwriting to Business Units, External Partners / Brokers, and Underwriters.

Reporting to the VP & Actuarial Director, you will contribute to underwriting strategies, develop knowledge of personal property and auto insurance, support portfolio management, and offer technical expertise for various projects.

This is a unique opportunity to expand your knowledge and experience in a supportive environment where your voice matters.

This position offers a hybrid work model.

What you will do

• Implement underwriting strategies (e.g., pricing) and solutions (e.g., product development, underwriting tools and processes) for a portfolio of personal lines business.
• Enhance knowledge of Personal Property and Auto insurance across Canada.
• Monitor underwriting performance metrics, data, and insights to inform strategy.
• Operate within established Risk Policies, Global Underwriting Policies, and governance frameworks.
• Develop technical underwriting guidelines and best practices, including controls and procedures.
• Handle queries within your delegated authority.
• Support portfolio management activities, including profitability and growth analysis.
• Ensure technical price accuracy and support price certification processes.
• Participate in the Technical Underwriting Review Process.
• Address compliance-related inquiries, including regulatory examinations and insurance department requests.
• Anticipate and respond to customer needs.
• Support the implementation of customer initiatives.
• Provide regular status updates.
• Resolve technical problems by referencing policies, procedures, and specifications.
• Compare solutions and provide recommendations for problem-solving or process improvements.
• Provide technical expertise for short-term, scoped projects.

Our Culture

• At Zurich, we are proud of our culture. We are passionate about Diversity, Inclusion, Equity, and Belonging (DIEB). We encourage you to bring your whole self to work, and we strive to reflect the communities we serve.
• We foster a collaborative environment where diverse perspectives are valued. We provide tools and support to empower our employees to make meaningful impacts.
• We prioritize employee well-being with comprehensive health and benefits plans tailored to individual needs, along with a competitive total compensation package.
• We believe in work-life balance, offering a minimum of four weeks of vacation annually, plus four personal days for personal or cultural observances.
• We invest in continuous learning and development opportunities for our employees.
• Our commitment extends to giving back to our communities through our talent, time, and resources.
• We have received numerous awards for our workplace culture, including being named one of Greater Toronto’s Top Employers and receiving the Insurance Business Canada’s 5-Star Diversity, Equity, and Inclusion Award.

Make a difference. Be challenged. Be inspired. Be supported. Love what you do. Join us.

About Us

Job Qualifications

What you bring to the table:

Required:

• Bachelor's Degree and 6+ years of experience in personal property or auto underwriting.
• High School Diploma or equivalent with 8+ years of experience in underwriting.

Preferred:

• CPCU designation.
• Strong knowledge of lines of business and the legal/regulatory environment.
• Ability to multi-task effectively.
• Excellent listening, verbal, and written communication skills.