Technical Consultant, Benefits and Health

Gallagher; Toronto; On-site; Confidential; Full time

Benefits offered by this job

Flexible work arrangements

Paid sick days & personal days

Employee stock purchase plan

Educational expense reimbursement

Job summary

Gallagher is seeking a Technical Consultant to join our Benefits and HR consulting team in Canada. You will work with mid-to-large clients across Canada, providing expert underwriting support, plan design analysis, and renewal services.

The role combines independent work with cross-functional collaboration to improve client outcomes and value through informed recommendations. You will review insurer financial statements, discuss funding options with clients, and help market new products and

Qualifications

• 5+ years of underwriting or technical experience in insurance or consulting.
• Strong knowledge of Canadian benefits industry and funding philosophies.
• Post-secondary education and related group benefit courses preferred (CEBS).
• Excellent mathematical, analytical, and written communication skills.

Responsibilities

• Develop and maintain relationships with clients and underwriters.
• Analyze renewals and funding arrangements (insured, retention, self-funded).
• Prepare assessments and projections for various plan designs and funding scenarios.
• Assist in marketing new products and services to existing clients.
• Support pre-sales meetings and client responses to RFPs.

Skills

Underwriting experience

Benefits knowledge

Analytical skills

Communication skills

Project management

Client relationship management

Team collaboration

Education

CEBS (preferred)

Tools

Excel

Word

PowerPoint

Job description

At Gallagher Benefit Services, you’re a trusted partner to organizations navigating some of their most important people decisions. We help clients build better workplaces, where people feel supported, empowered, and inspired to thrive. Whether it’s shaping benefit strategies, designing wellbeing programs, or advising on workforce challenges, the work you do here creates meaningful change for businesses and the people who power them. We’re a community of bold explorers, trusted experts, and compassionate partners; working side by side to solve problems, and shape the future of work. Here, curiosity is encouraged, collaboration is second nature, and your ideas have room to grow. If you’re looking for a place where your contribution matters and where you can help build a better world of work; think of Gallagher.

We believe that every candidate brings something special to the table, including you! We currently have an existing vacancy within our organization, so, even if you feel that you’re close but not an exact match, we encourage you to apply.

Overview

As a member of our Benefits and HR consulting team, you’ll help our clients—employers of all sizes, across all industries—to build workplaces that work better. Working closely with the Lead Consultant, the incumbent will provide technical support to Benefits and Health clients who are predominately mid to large‑size companies across Canada. This position directly supports the organization’s objective of providing a superior level of financial and plan design advice. The Technical Consultant will work both independently and with a team to review, analyze, market, and provide recommendations on overall plan design and utilization. The position includes the many detailed and broad functions involved in renewing, auditing, and marketing group benefit plans, both on a daily basis and according to project timelines.

How You’ll Make An Impact

• Develop and maintain close relationships with clients and underwriters
• Understand and communicate what technical action steps belong to the underwriter and to Gallagher
• Analyze and prepare assessments for flex or traditional group renewals
• Review, analyze, and confirm insurer‑prepared financial statements for organizations with different funding arrangements (insured, retention, self‑funded)
• Discuss funding recommendations with client manager
• Collect and review proposals from insurers (marketing responses)
• Prepare and discuss projections of various financial plan designs
• Evaluate and judge the similarities, differences, and capabilities of the various underwriters
• Assist client manager in proactively marketing new products, services, and tools to existing clients to improve the value of their benefit investment or decrease service costs
• Prepare for and assist in semi‑annual and/or annual reviews with plan sponsor
• Prepare experience reports
• Utilize underwriter partners, where appropriate
• Support the client manager and work with cross‑functional team to:
  • Prepare for pre‑sale prospect meetings and presentations
  • Assist in client‑specific responses to Requests for Proposal

About You

• Minimum 5 years of underwriting or technical experience gathered at an insurance company and/or consulting firm on a broad range of underwriting and funding philosophies
• Thorough, up‑to‑date knowledge of Canadian benefits industry
• Post‑secondary education and related group benefit courses preferred, such as CEBS
• Excellent mathematical and analytical skills
• Ability to express technical aspects of group insurance in report and letter format
• Strong planning and time management skills
• Able to handle multiple priorities within a dynamic environment
• Microsoft Office – Excel, Word and PowerPoint skills required
• Strong analytical and diagnostic skills
• Strategic thinker
• Solution‑minded
• Can negotiate towards a “win‑win”
• Personal effectiveness
• High‑quality written and oral communications
• Customer‑focused
• Dedicated team player
• Works effectively and positively with internal team as well as with insurer’s service and underwriter representatives
• May be asked to be team leader on projects

Compensation And Benefits

On top of a competitive salary, great teams and exciting career opportunities, we also offer a wide range of benefits.

Minimum core benefits you’ll get, depending on your job level these benefits may improve:

• Flexible medical & dental coverage to meet your household's needs
• Life, Dependent Life and AD & D Insurance options
• Retirement savings including RRSP including a company match, TFSA, pension and more
• Employee Stock Purchase Plan

Other benefits include:

• Educational expense reimbursement
• Employee assistance programs
• Discounted gym membership (GoodLife Fitness)
• Opportunity for flexible work arrangements
• Paid sick days & personal days
• Employee education recognition program
• Employee referral bonus program

Inclusion and Diversity

Inclusion and diversity (I&D) is a core part of our business, and it’s embedded into the fabric of our organization. For more than 95 years, Gallagher has led with a commitment to sustainability and to support the communities where we live and work. Gallagher embraces our employees’ diverse identities, experiences and talents, allowing us to better serve our clients and communities. We see inclusion as a conscious commitment and diversity as a vital strength. By embracing diversity in all its forms, we live out The Gallagher Way to its fullest.

We are an equal opportunity employer which values diversity in the workplace and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process.

Gallagher believes that all persons are entitled to equal employment opportunity and prohibits any form of discrimination by its managers, employees, vendors or customers based on race, color, religion, creed, gender (including pregnancy status), sexual orientation, gender identity (which includes transgender and other gender non‑conforming individuals), gender expression, hair expression, marital status, parental status, age, national origin, ancestry, disability, medical condition, genetic information, veteran or military status, citizenship status, or any other characteristic protected (herein referred to as “protected characteristics”) by applicable federal, state, or local laws.

Equal employment opportunity will be extended in all aspects of the employer‑employee relationship, including, but not limited to, recruitment, hiring, training, promotion, transfer, demotion, compensation, benefits, layoff, and termination. In addition, Gallagher will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.

Artificial intelligence (AI) is not used to screen, assess or select applications for a position within Gallagher. Gallagher’s AI tool is used to assist in collecting information from the candidate, ask screening questions, and schedule interviews. However, the AI tool does not make any decisions with respect to any of the information, other than identifying candidates who may meet certain pre‑determined qualifications.