Summer Intern 2027 - General Accounts

Manulife; Toronto; Hybrid; CAD 41,000 - 60,000; Part time

Benefits offered by this job

GRO internship program

Hybrid work arrangement

Mentorship and career development

Job summary

Manulife invites motivated students to join our internship program in Toronto, providing hands-on exposure to credit underwriting, financial analysis, and investment research in fixed income and private debt. You will support investment professionals and prepare summaries and reports under guidance.

You'll develop skills in financial modeling, industry research, and ESG considerations while collaborating with global teams.

Qualifications

• Enrolled in a finance/economics/business/engineering program
• Strong analytical and problem-solving abilities
• Proficient with MS Office and data analysis tools

Responsibilities

• Support underwriting and evaluation of debt investments
• Conduct financial statement analysis and credit evaluations
• Prepare investment summaries and research reports
• Collaborate with global teams on investment analysis and underwriting

Skills

Analytical thinking

Communication skills

Excel proficiency

Team collaboration

Problem solving

Education

Bachelor's degree (in-progress) in finance/economics/related field

Tools

Excel

PowerPoint

Job description

Your Opportunities

• Support investment professionals in the underwriting, evaluation, and monitoring of public and private debt investments.
• Conduct financial statement analysis and credit evaluations of existing and prospective borrowers.
• Research industries, companies, and market trends to assess investment risks and opportunities.
• Assist in evaluating borrower creditworthiness through qualitative and quantitative analysis.
• Participate in the assessment of business models, competitive positioning, management effectiveness, and financial performance.
• Support ESG analysis by assessing environmental, social, and governance factors and their potential impact on investment risk.
• Assist with borrower screening and business development initiatives by identifying and evaluating prospective investment opportunities.
• Contribute to portfolio monitoring activities, including annual reviews, risk assessments, and performance reporting.
• Develop financial models and perform scenario analysis to evaluate credit strength and investment performance under varying market conditions.
• Prepare investment summaries, research reports, credit reviews, and presentation materials.
• Support special projects involving industry trends, portfolio analytics, macroeconomic research, and investment strategy initiatives.
• Collaborate with colleagues across global offices and industry teams on investment analysis and underwriting activities.

What You'll Learn

• Fixed income investing and credit underwriting
• Financial statement and cash flow analysis
• Corporate credit risk assessment
• Private debt and institutional lending
• Investment research and valuation techniques
• ESG and sustainable investing considerations
• Industry and macroeconomic analysis
• Investment recommendation writing and presentation skills

By the end of the internship, you will have developed a strong foundation in credit investing and will have opportunities to present your findings and recommendations to investment professionals.

Required Qualifications

• Currently pursuing a bachelor's degree in finance, Accounting, Economics, Business, Engineering, Mathematics, Statistics, Social Sciences, or a related field with an anticipated graduation date of Spring 2028.
• Strong interest in investments, corporate finance, credit analysis, fixed income markets, or institutional asset management.
• Demonstrated analytical and problem-solving abilities.
• Strong verbal and written communication skills.
• Ability to synthesize qualitative and quantitative information into actionable insights.
• Strong attention to detail and organizational skills.
• Proficiency in Microsoft Excel, PowerPoint, and other Microsoft Office applications.
• Ability to work effectively in a collaborative, fast paced, and global environment.

Preferred Qualifications

• Coursework or exposure to corporate finance, accounting, investments, economics, or financial markets.
• Experience with financial modeling or financial statement analysis.
• Familiarity with fixed income markets, lending, or credit investing.
• Knowledge of ESG investing or sustainable finance concepts.
• Pursuing or planning to pursue the CFA designation or an MBA.

When You Join Our Team

• We'll empower you to learn and grow the career you want.
• We'll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
• As part of our global team, we'll support you in shaping the future you want to see.
• As part of our internship program, you will gain early access to Manulife John Hancock's premier early talent program, GRO, designed to provide the support, structure, and opportunities needed to launch your career.

Salary Range Is Expected To Be

$40,950.00 CAD - $60,450 CAD

The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. The annual salary will be pro-rated based on the length of the work-term.

This posting supports an ongoing hiring initiative for existing and/or future vacancies.

We use data and analytics technologies, such as artificial intelligence (AI), and automated processing tools, to analyze and process the information you provide to us or third parties in the application process. For more information, please refer to our personal information collection statement.

About Manulife And John Hancock

Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit https://www.manulife.com/en/about/our-story.html.

Manulife is an Equal Opportunity Employer

At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.

It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact [e-mail].

Working Arrangement

Hybrid