Strategic Insights and Business Optimization Intern / Co-Op (Winter 2027)

TD Bank; Toronto; On-site; CAD 46,000 - 74,000; Full time

Job summary

TD Insurance, part of TD Bank Group, offers an internship/co-op in Life & Health Insurance Strategy Insights and Business Optimization. The role develops critical career skills, with training and a broad network across TD.

You will work with experienced colleagues to support competitive analysis, market research, and strategic planning. The program emphasizes growth, collaboration, and real-world impact in a major financial institution.

Qualifications

• Currently enrolled in a graduate degree in Business, Finance, or related field.
• Creative and curious thinker who is not afraid to challenge the status quo.
• Strong analytical skills and business acumen with a proven ability to conduct research and synthesize information.
• Results-focused individual who can execute with excellence.
• Effective problem-solving skills and the ability to influence business partners.
• Strong communication and presentation skills (verbal and written).
• Ability to work in a fast-paced environment and manage multiple deadlines and priorities.
• Desire to learn and grow.

Responsibilities

• Contribute to continuous competitive monitoring via conducting research and analysis on overall industry trends and individual companies.
• Develop competitor profiles that highlight strategy, strengths and weaknesses, key products, market share, and expected actions.
• Contribute to developing specialized insights reporting presentations to support business strategy and decisions including competitive updates for investor relations and executive updates.
• Support the assessment of new opportunities and creating business cases.
• Assist with developing and launching monthly newsletters.
• Collaborate with multiple teams across TD to support internal strategies and initiatives.
• Present competitive findings to support a growth mindset within the organization.
• Provide input into the continuous optimization of Life & Health's processes.
• Assist with planning team meetings and events.
• Perform other duties as assigned by management.

Skills

Analytical thinking

Business acumen

Research capability

Communication skills

Education

Graduate degree in Business/Finance

Job description

Role Type

Internship/Co-op

Work Term

Winter/Term 2

Work Location

Toronto, Ontario, Canada

Hours

37.5

Pay Details

$45,700 - $74,400 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description

This role is designed to help you better understand the TD Insurance business, build on critical career skills, and broaden your professional network. You will work with experienced colleagues, receive world class training, and be part of a community of students across TD. If you are interested in challenging and engaging work, where you will be able to make an impact on the lives of our customers and colleagues, this is the team for you.

Department Overview

TD Insurance is a part of TD Bank Group, one of Canada's largest financial institutions. The wide range of TD Insurance products help protect millions of clients from the 'accidents of life' including credit protection, life, health, travel, home and auto insurance.

In Canada, TD Insurance has two lines of business, General Insurance and Life and Health . Our General Insurance business is one of the top home and auto insurance groups in Canada and the national leader in group insurance and affinity marketing. Our Life and Health business is the number one provider of critical illness insurance and direct life and health insurance in Canada. With a Canada-wide workforce of over 4,000 employees and offices in Atlantic Canada, Quebec, Ontario and Alberta, we are always growing and can help you to grow, too.

Life & Health Insurance Strategic Insights and Business Optimization

The Life & Health Insurance Strategic Insights and Business Optimization team is part of the Product and Pricing team and is responsible for discovery of industry and competitive insights, market share measurement, competitive media tracking, financial analysis, assistance with strategic planning and forward-thinking guidance across all Life & Health products.

Responsibilities

• Contribute to continuous competitive monitoring via conducting research and analysis on overall industry trends and individual companies, leveraging both internal and external sources of information like press releases, quarterly earnings reports, conferences, etc.
• Develop competitor profiles that highlight strategy, strengths and weaknesses, key products, market share, and expected actions.
• Contribute to developing specialized insights reporting presentations to support business strategy and decisions including competitive updates for investor relations, executive updates, etc.
• Support the assessment of new opportunities and creating business cases
• Assist with developing and launching monthly newsletters
• Collaborate with multiple teams across TD including Product, Actuarial, Sales Distribution, and Marketing teams to support internal strategies development and initiatives
• Present competitive findings to support a growth mindset within the organization.
• Provide input into the continuous optimization of TDI Life & Health's processes
• Assist with planning team meetings and events
• Perform other duties as assigned by management

Job Requirements

• Currently enrolled in a graduate degree in Business, Finance, or related field
• Creative and curious thinker who is not afraid to challenge the status quo
• Strong analytical skills and business acumen with a proven ability to conduct research on a variety of topics, analyze financial and non-financial information and synthesize information into clear and concise analysis and recommendations
• Results-focused individual who can execute with excellence
• Effective problem-solving skills and the ability to influence business partners
• Strong communication and presentation skills (verbal and written)
• Ability to work in a fast-paced environment and manage multiple deadlines and priorities
• Desire to learn and grow
• Demonstrated ability to focus and pay a lot of attention to detail
• Contribution to a positive teamwork environment
• Previous experience in Insurance and knowledge of the Life & Health insurances products would be an asset

Additional Information

This position is an 8-month work term and will commence January 4th, 2027

MBA / Graduate students preferred

Applications must include a transcript, co