Strategic Insights and Business Optimization Intern / Co-Op (Winter 2027)

TD; Toronto; On-site; CAD 46,000 - 74,000; Part time

Job summary

TD is offering an internship/co-op in Toronto, Ontario, focused on Life & Health Insurance Insights within the Strategic Insights and Business Optimization team. You will help monitor industry trends, build competitor profiles, and craft presentations supporting business decisions.

This role emphasizes analysis, collaboration, and growth opportunities while working with experienced colleagues. The program is designed for MBA/Graduate students, starts January 4, 2027, and runs for eight months,

Qualifications

• Currently enrolled in a graduate degree in Business, Finance, or related field.
• Strong analytical skills and business acumen with the ability to analyze financial and non-financial information.
• Effective problem-solving and communication skills.

Responsibilities

• Contribute to continuous competitive monitoring via research and analysis of industry trends and companies.
• Develop competitor profiles highlighting strategy, strengths/weaknesses, products, market share, and actions.
• Create insights reporting presentations to support strategy and decisions including investor relations updates.
• Assist with assessing new opportunities and building business cases.
• Help develop and launch monthly newsletters.
• Collaborate with TD teams (Product, Actuarial, Sales Distribution, Marketing) to support strategy development.
• Present competitive findings to foster growth mindset within the organization.
• Contribute to optimizing Life & Health processes.
• Plan team meetings and events; perform other duties as assigned.

Skills

Analytical thinking

Communication skills

Collaboration

Time management

Problem-solving

Education

Graduate degree in Business, Finance, or related field

MBA preferred

Job description

Role Type

Internship/Co-op

Work Term

Winter/Term 2

Work Location

Toronto, Ontario, Canada

Hours

37.5

Pay Details

$45,700 - $74,400 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description

This role is designed to help you better understand the TD Insurance business, build on critical career skills, and broaden your professional network. You will work with experienced colleagues, receive world class training, and be part of a community of students across TD. If you are interested in challenging and engaging work, where you will be able to make an impact on the lives of our customers and colleagues, this is the team for you.

Department Overview

TD Insurance is a part of TD Bank Group, one of Canada's largest financial institutions. The wide range of TD Insurance products help protect millions of clients from the 'accidents of life' including credit protection, life, health, travel, home and auto insurance.

In Canada, TD Insurance has two lines of business, General Insurance and Life and Health. Our General Insurance business is one of the top home and auto insurance groups in Canada and the national leader in group insurance and affinity marketing. Our Life and Health business is the number one provider of critical illness insurance and direct life and health insurance in Canada. With a Canada-wide workforce of over 4,000 employees and offices in Atlantic Canada, Quebec, Ontario and Alberta, we are always growing and can help you to grow, too.

The Life & Health Insurance Strategic Insights and Business Optimization team is part of the Product and Pricing team and is responsible for discovery of industry and competitive insights, market share measurement, competitive media tracking, financial analysis, assistance with strategic planning and forward-thinking guidance across all Life & Health products.

Job Description

Reporting to the Sr. manager, you will support the Life & Health Insurance Strategic Insights and Business Optimization team across many areas of the team's responsibilities including the following:

• Contribute to continuous competitive monitoring via conducting research and analysis on overall industry trends and individual companies, leveraging both internal and external sources of information like press releases, quarterly earnings reports, conferences, etc.
• Develop competitor profiles that highlight strategy, strengths and weaknesses, key products, market share, and expected actions.
• Contribute to developing specialized insights reporting presentations to support business strategy and decisions including competitive updates for investor relations, executive updates, etc.
• Support the assessment of new opportunities and creating business cases
• Assist with developing and launching monthly newsletters
• Collaborate with multiple teams across TD including Product, Actuarial, Sales Distribution, and Marketing teams to support internal strategies development and initiatives
• Present competitive findings to support a growth mindset within the organization.
• Provide input into the continuous optimization of TDI Life & Health's processes
• Assist with planning team meetings and events
• Perform other duties as assigned by management

Job Requirements

• Currently enrolled in a graduate degree in Business, Finance, or related field
• Creative and curious thinker who is not afraid to challenge the status quo
• Strong analytical skills and business acumen with a proven ability to conduct research on a variety of topics, analyze financial and non-financial information and synthesize information into clear and concise analysis and recommendations
• Results-focused individual who can execute with excellence
• Effective problem-solving skills and the ability to influence business partners
• Strong communication and presentation skills (verbal and written)
• Ability to work in a fast-paced environment and manage multiple deadlines and priorities
• Desire to learn and grow
• Demonstrated ability to focus and pay a lot of attention to detail
• Contribution to a positive teamwork environment
• Previous experience in Insurance and knowledge of the Life & Health insurances products would be an asset

Additional Information

• This position is an 8-month work term and will commence January 4th, 2027
• MBA / Graduate students preferred
• TD requires employees to reside in the country where the role is located, irrespective of remote working arrangements.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process

We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

Language Requirement (Quebec only)

Sans Objet