Strategic Credit Risk & Underwriting Analyst

Jobtailor; Vaughan; On-site; CAD 80,000 - 120,000; Full time

Job summary

REV Capital is seeking an experienced B2B credit underwriter in Vaughan, Canada to evaluate financial statements and creditworthiness, under PPSA and UCC guidelines. You will underwrite new and renewal client submissions, assess risk, and collaborate with sales to tailor underwriting solutions.

The role requires 4–7 years in credit underwriting, strong analytical and negotiation skills, and proficiency with D&B and Equifax; knowledge of commercial lending or factoring is a plus.

Qualifications

• Bachelor’s degree in finance, economics, business administration, or related field.
• 4–7 years of B2B credit underwriting or credit risk experience.
• Strong ability to analyze financial statements, credit reports, and other financial information to assess creditworthiness and risk.
• Experience using commercial credit reporting agencies such as D&B and Equifax.
• Strong understanding of credit analysis, underwriting principles, and risk assessment methodologies.

Responsibilities

• Evaluate and analyze financial statements, credit reports, and other pertinent information to assess the risk of complex accounts.
• Conduct in-depth assessments of clients' creditworthiness and financial stability.
• Underwrite and review new client applications to establish their acceptability as investments for the Company.
• Negotiate client terms and conditions while ensuring adherence to REV Capital policies and guidelines.
• Prepare and submit renewal applications for approval.

Skills

Credit Underwriting

Financial Statement Analysis

Risk Assessment

Negotiation

Client Communication

Analytical Skills

Decision-Making

Education

Bachelor’s degree in finance, Economics, Business Administration, or related field

Tools

D&B

Equifax

Excel

Microsoft Office

Job description

REV Capital is seeking an experienced B2B credit underwriter in Vaughan, Canada to evaluate financial statements and creditworthiness, under PPSA and UCC guidelines. You will underwrite new and renewal client submissions, assess risk, and collaborate with sales to tailor underwriting solutions.

The role requires 4–7 years in credit underwriting, strong analytical and negotiation skills, and proficiency with D&B and Equifax; knowledge of commercial lending or factoring is a plus.