Senior Credit Analyst: Portfolio Risk & Growth

TD; Vaughan; On-site; CAD 82,000 - 115,000; Full time

Job summary

TD is seeking a Senior Credit Analyst in Concord, Ontario to structure credit, assess risk and drive profitable growth in assigned portfolios.

You will lead the credit analysis process, coordinate annual reviews, and support the Relationship Manager in cross-selling while maintaining TD's risk policies and client-focused approach.

Strong analytical skills and 7+ years of credit experience are required; undergraduate degree is essential.

Qualifications

• 7+ years of relevant experience in credit management or banking.
• Undergraduate degree required.
• Strong analytical and decision-making skills.

Responsibilities

• Structure credit solutions for portfolios while assessing risk.
• Lead credit analysis for assigned portfolios.
• Coordinate draw requests and annual credit reviews.
• Collaborate with Relationship Manager to cross-sell products.
• Develop relationships with internal/external partners.
• Ensure compliance with risk and regulatory standards.

Skills

Credit analysis

Credit risk

Portfolio management

Financial analysis

Relationship management

Cross-functional collaboration

Education

Undergraduate degree

Job description

TD is seeking a Senior Credit Analyst in Concord, Ontario to structure credit, assess risk and drive profitable growth in assigned portfolios.

You will lead the credit analysis process, coordinate annual reviews, and support the Relationship Manager in cross-selling while maintaining TD's risk policies and client-focused approach.

Strong analytical skills and 7+ years of credit experience are required; undergraduate degree is essential.