Senior Underwriting Consultant, High Net Worth

Manulife Financial; Ontario; On-site; CAD 80,000 - 146,000; Full time

Job summary

An established industry player is seeking highly experienced Senior Underwriting Consultants to join their innovative High Net Worth team. This remote position offers a unique opportunity to shape the future of insurance excellence while delivering exceptional customer experiences. Ideal candidates will have extensive underwriting experience, a strong sales mindset, and knowledge of medical terminology. Join a forward-thinking company that prioritizes training, development, and employee well-being, and be part of a team that values collaboration and growth.

Benefits

Health Insurance

Dental Insurance

Mental Health Support

Vision Insurance

Disability Insurance

Life Insurance

Retirement Savings Plans

Flexible Work Environment

Paid Time Off

Employee Assistance Programs

Qualifications

• 5+ years of underwriting experience, especially in high net worth market.
• Strong knowledge of medical terminology and non-medical risks.

Responsibilities

• Collaborate with sales to provide competitive decisions for high-net-worth clients.
• Conduct risk assessments and maintain relationships with partners.

Skills

Underwriting Experience

Sales Mindset

Relationship Management

Medical Terminology Knowledge

Negotiation Skills

Bilingual (English & French)

Financial Reporting

Education

University or College Degree in Related Discipline

FALU, FLMI, ACS Designations

Job description

Manulife’s Underwriting team is renowned for thought leadership and innovative ways to underwrite complex files. We are looking for highly tenured Senior Underwriting Consultants with a growth-minded, service-oriented mindset to join our High Net Worth team!

We offer industry-leading training and development opportunities within and beyond traditional underwriting roles. As a member of our exceptional team, you'll be part of shaping the future of insurance excellence.

This is a work from home position, and we are open to candidates in any Canadian province.

Position Responsibilities:

• Communicate and collaborate with sales and head office colleagues to provide the highest quality and competitive decisions to our high-net-worth customers.
• Conduct risk assessment and classification by Manulife's philosophy and standards.
• Maintain positive and effective relationships with internal and external partners.
• Consistently deliver the best customer experience by making every interaction significant.
• Align with consumer laws and regulations regarding risk classification, confidentiality and disclosure.
• Identify and propose solutions to problems and procedures related to the underwriter's work.

Required Qualifications:

• Minimum of 5 years of underwriting experience.
• $5,000,000+ Life signing authority.
• Experience and exposure working within the high net worth market specifically.
• Sales and relationship-focused mindset with a drive for earning business and continuing to earn business in this competitive market.
• Working towards, or completion of FALU, FLMI and ACS designations.
• Strong knowledge of medical terminology including physiology, anatomy, pharmacology, imaging, diagnostic testing and treatments.
• Strong knowledge in how non-medical risks impact mortality, including hazardous occupations, sports, avocations and lifestyle.
• Experience with financial reports and training in anti-money laundering practices.
• Excellent oral and written communication skills.

Preferred Qualifications:

• Bilingual (French & English) an asset – If in Québec, the successful candidate must communicate in English and French to support clients from various jurisdictions outside of Quebec.
• Bilingual in English and Mandarin is an asset.
• 100,000+ CI authority.
• University or college degree in a related discipline such as medical, research or financial.
• Strong negotiation skills.
• Interest in representing the company via external presentations, panels, or conferences.
• Experience in co-signing, referral reviews, mentoring, etc.

When you join our team:

• We’ll empower you to learn and grow the career you want.
• We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
• As part of our global team, we’ll support you in shaping the future you want to see.

Primary Location: Canada, Ontario - Full-time Remote

Working Arrangement: Work from home

Salary range is expected to be between: $80,700.00 CAD - $145,260.00 CAD

Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence.