Senior Risk Consultant II - Property

Allianz Popular SL.; Toronto; Remote; CAD 113,000 - 177,000; Full time

Job summary

A leading company in the insurance sector is seeking a Senior Risk Consultant II. This hybrid role focuses on providing expert risk assessments and consultation for large corporate clients, ensuring optimal risk management practices while fostering relationships across various departments. Candidates must have substantial experience and a relevant degree, with strong focus on effective communication and risk evaluation skills.

Qualifications

• Minimum 5 years’ loss prevention engineering experience.
• Experience in managing large global corporate property accounts.
• Strong familiarity with Fire Protection guidelines.

Responsibilities

• Independently support large corporate clients with risk assessments.
• Survey client operations to generate risk engineering reports.
• Coordinate with underwriting and clients on loss control programs.

Skills

Time management

Communication skills

Organization skills

Risk assessment

Data analysis

Education

Bachelor's degree in Fire Protection Engineering

Bachelor's degree in Engineering-type discipline

Tools

MS Word

Excel

PowerPoint

AI tools

Job description

We are looking for a Senior Risk Consultant II for the Large Corporate Property team. This role will be remote. However, for travel purposes to service our clients, candidates in this role must reside in the Toronto, Ontario location.

Your Team

Allianz Commercial specializes in property insurance for middle-market and large companies, providing comprehensive coverage for complex and challenging risks. Through our global network, we offer tailored all-risks property and business interruption insurance.

Our Allianz Risk Consulting (ARC) team is made up of experienced engineers from a wide range of technical and scientific disciplines. The team provides a flexible range of risk consulting services, from natural hazards, fire safety, and human and organizational risk factors to in-depth analysis of industry operations, and financial exposures, across all industry sectors and risks. We also focus on delivering bespoke training plans to help our clients to optimize risk management procedures in the long term.

The Impact You Will Have

Reporting to the NA Regional Manager - Property Risk Engineering, this role provides Property Risk Engineering expertise, support and assistance to Allianz Commercial and its customers, to assist Allianz Commercial Underwriting in risk selection and retention of accounts. Responsibilities include both on site (location level) risk evaluation and account level/desktop review risk assessment job activities, such as providing ongoing co-ordination and monitoring of the loss control activity / servicing of assigned accounts as well as loss control survey work to assist with servicing of assigned accounts and occupancies within a region or area of technical expertise. A successful candidate must have demonstrated ability to develop and maintain professional working relationships with underwriting, clients, brokers, marketing/distribution, claims, and global colleagues, as well as maintain and enhance technical skills and expertise in their respective field as needed to support the business. This is a hybrid position, with an expectation that about 15% (maximum) of time will be spent collaborating with underwriting colleagues in zone offices, with the remainder of time spent at the home office or conducting client visits. Travel for client facing activities is estimated at 15%.

Some of your specific responsibilities could include:

• Independently support large corporate clients or clients with complex business occupancies and structures. Complete on-site risk assessments and plan reviews for underwriting and insureds, evaluating and summarizing exposures and controls. Complete account level overviews, desk top reviews and risk assessments for underwriting, providing guidance and professional advice to clients and underwriting from a holistic, program-wide perspective. This will be necessary for both manufacturing and soft occupancy accounts.

• Survey large client operations in all business segments - obtain appropriate data, identify hazards, discuss findings with appropriate parties, and generate comprehensive risk engineering reports, recommendations, etc. Work with underwriting, the client and the broker where appropriate to develop customized loss control programs including locations to be surveyed (or included as part of continuing service), scope and cost of risk consulting services. Conduct client stewardship meetings, and work with claims post loss as required.

• Generate appropriate, technically accurate work product (Account Engineering annual account summaries, Prospect desktop reviews, loss control reports, recommendations, confirmation letters, etc.) as a result of account coordination activities as well as providing technically accurate loss control reports as a result of on-site risk evaluations. Conduct all work in accordance with Account Service Instruction / Global Standard Operating Procedure requirements and reporting deadlines in accordance with departmental performance objectives. Ensure appropriate data entry and quality in accordance with GSOP and management requirements.

• This position requires good time management, organization and communication skills, both with internal and external customers. Review, analyze and be able to comprehend third party as well as Allianz Commercial reports, recommendations, and correspondence received from other engineers in order to combine the thoughts into a relevant deliverable of year end account summaries to the underwriters. This may require communication with third party service providers, clients, brokers, insured risk management department personnel, etc. The successful candidate will demonstrate good, proactive communication skills as needed to maintain smooth and efficient workflow, along with appropriate follow-up activities with relevant parties.

• Assist Allianz Commercial and clients with respect to ongoing or specific projects. Participate in Business Expert Groups/Industry Verticals and other ARC initiatives. Participate in ARC Global (inter-regional), cross-LoB and/or cross-functional projects as warranted. Assist with training within ARC Corporate Property, other LoB's and other functions (e.g. underwriting) as requested.

What You’ll Bring to the Role –

• Minimum 5 years’ loss prevention engineering experience in an HPR type insurance environment relevant to the LoB (Property). Experience or background in managing/coordinating large global corporate property accounts within various occupancy sectors. Good knowledge and professional experience in various business sectors.

• Experience in specialist industries (semi-conductor, chemical/pharmaceutical, automotive) or hazards (Nat-Cat, BI/IBI/CBI/supply chain, emerging risks) is a plus.

• Experience or background in the insurance industry - being able to talk the language of insurance as well as loss prevention/fire protection including NATCAT, loss estimates derivation, sprinklers/water supply/surveillance/construction, etc.

• Bachelor’s degree in Fire Protection Engineering or other Engineering type discipline.

• A bachelor's degree in another related discipline will be considered in conjunction with extensive technical expertise or experience in the HPR insurance industry.

• Strong familiarity with Fire Protection guidelines, such as NFPA or FM Global. Commitment to maintaining knowledge of developments and new technologies in field. Ability to understand and apply technical loss control topics.

• Strong familiarity with basic computer operation and skills such as MS Word, Excel, PowerPoint; navigation of basic web-based applications, etc.

• The ability to utilize AI tools to support day-today tasks, improve efficiency, and contribute to data-driven decision-making is valuable. A willingness to learn and explore how AI can enhance your role and the broader organization is expected.

• Ability to travel throughout Canada, with some U.S. or international travel possible. Approximately 15% client-facing travel can be anticipated.

The annualized base pay range for this role is $113,495 to $176,673. The annual base salary range represents a nationwide market range. The actual salary for this position may be above and will be determined by several factors, including the scope, complexity and location of the role, the skills, education, training, credentials, and experience of the candidate. The base pay is just one component of the AzC total compensation package. As part of our comprehensive compensation and highly rated benefits programs, employees are also eligible for annual performance-based cash incentive awards.

76515 | Underwriting | Professional | PG11 | Allianz Commercial | Full-Time | Permanent