Senior Mortgage Underwriter (Remote) - Alt A Solutions

National Bank of Canada; Canada; Remote; CAD 70,000 - 90,000; Full time

Benefits offered by this job

Health and wellness program

Flexible group insurance

Generous pension plan

Employee Share Ownership Plan

Employee and Family Assistance Program

Preferential banking services

Opportunities to get involved in community initiatives

Telemedicine service

Virtual sleep clinic

Job summary

A Canadian financial institution is seeking a Senior Mortgage Underwriter to provide credit decisions on residential mortgage applications using a client-focused approach. You will work within the Optimum Mortgage team, leveraging your analytical skills and knowledge of compliance practices in a fully remote environment. This role allows you to make a positive impact by delivering tailored mortgage solutions while ensuring adherence to risk management practices. Opportunities for mentorship and flexible work arrangements are included.

Qualifications

• Experience with Alt A residential mortgage underwriting, ideally within a broker channel or financial institution.
• Strong analytical and decision-making skills with a keen attention to detail.
• Knowledge of industry legislation and compliance practices including AML/ATF and KYC.

Responsibilities

• Provide detailed and analytical credit decisions on complex Alt A residential mortgage applications.
• Establish profitable and low-risk lending parameters aligned with client needs.
• Ensure compliance with legislative and policy requirements.

Skills

Analytical skills

Communication skills

Negotiation skills

Detail-oriented

Tools

Mortgage systems

Job description

A Canadian financial institution is seeking a Senior Mortgage Underwriter to provide credit decisions on residential mortgage applications using a client-focused approach. You will work within the Optimum Mortgage team, leveraging your analytical skills and knowledge of compliance practices in a fully remote environment. This role allows you to make a positive impact by delivering tailored mortgage solutions while ensuring adherence to risk management practices. Opportunities for mentorship and flexible work arrangements are included.