Senior Mortgage Underwriter

Alta West Capital; Calgary; On-site; CAD 70,000 - 90,000; Full time

Benefits offered by this job

Company social events

Dental care

Extended health care

Paid time off

RRSP match

Collaborative team culture

Job summary

A leading alternative mortgage lender in Calgary seeks a Senior Mortgage Underwriter. This role involves analyzing mortgage applications, ensuring compliance, and maintaining relationships with clients. Candidates should have 3-5 years of experience in underwriting and be exceptionally organized. Enjoy competitive salary and benefits in a collaborative workplace.

Qualifications

• 3-5 years of mortgage underwriting experience required.
• Exceptional organization and attention to detail essential.
• Ability to work in a team-oriented environment.

Responsibilities

• Analyze and decide mortgage applications within lending criteria.
• Communicate with internal and external parties for mortgage transactions.
• Monitor and maintain the mortgage application queue.
• Ensure broker expectations and timelines are met.
• Manage execution of mortgage commitments.
• Review client documentation and conditions.

Skills

Building relationships

Microsoft Office Suite

Organizational skills

Fluent in English

Mortgage underwriting experience

Job description

Legal Mortgage Client Service Representative

Be among the first 25 applicants.

Who we are!

One of Canada’s leading alternative mortgage lenders, Alta West Capital has been helping Canadians buy and stay in their homes for more than 30 years. We primarily work with under‑served populations, including newcomers to Canada and the self‑employed. Our mission is to use innovative financial products to unlock possibilities, providing security and stability for Canadians.

• We strive for excellence: We cultivate financial success by taking the initiative to develop innovative and effective solutions.
• We succeed together: We grow in the same direction through collaboration and humility.
• Our word is our bond: Stakeholders trust our people. We earn that trust by being open, reliable, and consistent.
• We practice giving back: We are generous with all our resources for the benefit of those within and outside the organization.

Everyone on our team is expected to play by these rules!

Who you are!

A self‑starting Senior Mortgage Underwriter that wants to join our Calgary office. You love winning, and getting paid to do it.

Eyes like a hawk and the adaptability of an octopus – keen attention to detail as well as a demonstrated willingness to pivot and problem‑solve.

You work well in a team‑oriented environment and show willingness to take on tasks as needed. You appreciate a chance to take on special projects and showcase your strengths. The Mortgage Underwriter is an evolving role – it is never a dull moment around here!

Responsibilities

• Analyze and decide mortgage applications within established lending criteria.
• Communicate and liaise with all parties (internal and external) involved in the completion of each mortgage transaction.
• Continually monitor and accurately maintain the mortgage application queue.
• Ensure broker expectations and timelines are met.
• Manage execution of the mortgage commitment including focus on resolving any outstanding conditions prior to funding.
• Review client documentation and mortgage conditions.

Skills Requested

• You enjoy building relationships, using your integrity, candor, and professionalism to win anyone over.
• You can use Microsoft Office Suite effortlessly.
• Exceptionally organized and meticulous.
• Fluent in verbal and written English.
• 3‑5 years of mortgage underwriting experience.

Only candidates who meet the above qualifications will be contacted.

Salary and Benefits

Salary: $70,000.00‑90,000.00 per year (depending on qualifications), plus yearly bonus based on KPIs.

• Company social events & volunteering.
• Dental care.
• Extended health care, disability and life insurance.
• Paid time off – 3 weeks to start with 5 personal flex days.
• RRSP match.
• Team culture – light‑hearted and collaborative atmosphere.

How to Apply

• In your cover letter, please tell us three things – 1) why you want this particular job (honestly – money is an acceptable answer), 2) what makes you a rockstar, and 3) how you would impress us in your first month.
• We are proud to offer an equal‑opportunity work environment. Alta West prohibits harassment, bullying, or discrimination and encourages equity, diversity and inclusion.

Full‑Time – Hours: 8:30 am‑5 pm (some flexibility)

Office Location: Calgary – company‑paid underground parking near Southland C‑train station

EEO Statement

At Alta West Capital we are proud to offer an equal‑opportunity work environment. Alta West prohibits harassment, bullying, or discrimination and encourages equity, diversity and inclusion regardless of race, religious beliefs, color, gender, gender identity, gender expression, physical limitations, neurodiversity, age, ancestry, place of origin, marital status, source of income, family status or sexual orientation. We also encourage requests for accommodation from applicants with physical or cognitive limitations.