Senior Mortgage Underwriter

Radius Financial; Peterborough; On-site; CAD 115,000 - 174,000; Full time

Job summary

Radius Financial, a leading Canadian mortgage lender, seeks a Senior Mortgage Underwriter in Peterborough. The role involves reviewing applications, negotiating terms, and providing exceptional customer service. Ideal candidates have extensive experience with CMHC and Canada Guaranty products, and demonstrate strong organizational and communication skills.

Qualifications

• Minimum 3+ years' experience in Prime Mortgage Underwriting with a Lender in Canada.
• Knowledge of CMHC, Sagen, and Canada Guaranty mortgage insurance products.

Responsibilities

• Review mortgage applications and negotiate terms with brokers.
• Provide customer service and support to mortgage brokers.
• Ensure compliance with mortgage insurance policies.

Skills

Customer Service

Attention to Detail

Problem Solving

Time Management

Analytical Skills

Communication Skills

Organizational Skills

Job description

Founded by a group of top mortgage industry professionals, Canadian-owned and operated Radius Financial is a next-generation mortgage lender that combines the best of experience and innovation. The company is focused on delivering products that meet the diverse and changing mortgage needs of Canadians, and is dedicated to customer service and satisfaction.

We are currently looking for the following positions :

• Senior Mortgage Underwriter ( Minimum 3+ Years Experience with a Prime Lender)
• Compensation Package $115,000-174,000

Please Apply For This Position Only If You Have Previous Experience Working With A Canadian Mortgage Lender!

Job Description

• On a daily basis, review received mortgage applications along with supporting documentation and negotiate terms with the mortgage broker, decline the applications, recommend the applications for approval and in some instances, approve the applications. Ensure that approved deals close as scheduled and as efficiently as possible by following up on outstanding conditions / documents and ensuring compliance with established guidelines.
• Follow up with brokers on a daily basis on issued mortgage commitments to ensure the efficient closing of mortgage files.
• On a daily basis provide the highest level of internal and external customer service while fielding mortgage broker inquiries and maintaining broker relationships.
• On a daily basis, provide underwriting expertise to mortgage brokers, clients and co-workers and maintain an up to date knowledge of CMHC, SAGEN and Canada Guaranty Mortgage Insurance Company policies, procedures and products .

Knowledge / Experience / Skill Requirements :

• Minimum of 3+ years' experience in Prime Mortgage Underwriting with a Lender in Canada.
• Extensive experience and knowledge required in CMHC, Sagen, and

Canada Guaranty mortgage insurance products.

• Ability to underwrite high volume of mortgages ($200-300 million annually)
• Ability to use initiative and good judgment
• Sound thinker with the ability to multi-task
• Strong and friendly Customer Service mindset.
• Excellent attention to detail
• Sound knowledge of AML & KYC practices
• Established and meticulous organizational skills
• Excellent time management, analytical and problem solving skills
• Ability to make decisions under pressure
• Proven ability to thrive in a constantly changing environment and to perform well in a high volume, high intensity environment
• Highly developed verbal and written communication skills with the ability to respond in a clear, concise and professional manner
• Knowledge of fraud risk in the mortgage industry and the ability to address concerns relating to suspected misrepresentation is required

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Mortgage Underwriter • peterborough, on, Canada