Senior Mortgage Documentation Officer

National Bank of Canada; Edmonton; On-site; CAD 60,000 - 100,000; Full time

Benefits offered by this job

Health and wellness program

Flexible group insurance

Generous pension plan

Employee Share Ownership Plan

Employee and Family Assistance Program

Preferential banking services

Telemedicine service

Virtual sleep clinic

Job summary

A leading Canadian bank is seeking a Senior Mortgage Documentation Officer to join their team. This role involves reviewing mortgage conditions and ensuring compliance with regulations while providing excellent customer service. The ideal candidate will have a business administration diploma and at least 3 years of experience in mortgage documentation review. This position offers a competitive salary and comprehensive benefits, including health programs and a pension plan.

Qualifications

• Minimum 3 years mortgage documentation review experience.
• Understanding of Alt-A lending practices is an asset.
• Experience in reviewing conditions for mortgage files.

Responsibilities

• Review and approve conditions for mortgage files, including various Income Types.
• Ensure compliance with bank protocols and AML requirements.
• Drive the application pipeline forward through follow-up and analysis.

Skills

Attention to detail

Analytical competence

Interpersonal skills

Communication skills

Education

Business administration diploma or comparable work experience

Job description

Overview

We are looking for an individual to join our growing team who is eager, confident, has an eye for detail and is self-led. As a Senior Mortgage Documentation Officer, you demonstrate excellency in decisioning mortgage conditions and reviewing pre-funding documentation in a paperless environment to ensure policy, regulatory and audit requirements are satisfied. You are extremely organized and possess an intrinsic drive to provide high value customer service to referral sources. You know that the how matters, that is why you put our people and clients at the forefront of your decision-making!

Your Role

• Reviewing, validating and approving conditions for files including various Income Types, Down Payment, Title Searches, Credit Bureaus, Purchase documents, Company Documentation, Condominium Documentation
• Being accountable for fraud detection and ensuring a satisfactory inspection and audit
• Reviewing and signing off on applicable Solicitor conditions
• Ensuring adherence to bank protocols, procedures, regulatory, and AML requirements
• Working in a fast-paced and dynamic environment with tight timelines, providing service levels influenced by and in line with incoming volumes and team capacity
• Driving the application pipeline forward through consistent follow-up on all “approved” files through analysis of the scheduled funding report on a weekly basis
• Maintaining a 24-hour turnaround time for communication touchpoints
• Crafting efficiencies and challenge the status quo by providing alternative document solutions that are within protocol and in collaboration with the customer/referral source
• Supporting Underwriters and Business Development Managers through collaborative condition fulfillment

Your Team

Joining our team means being part of a leader in Alternative Mortgage Lending, where you'll have the chance to work with a diverse range of clients, a variety of documentation, and deliver impactful solutions. If you’re ready to take on a fulfilling role, build lasting relationships, and grow your career in a dynamic, customer-focused environment, this is the perfect place for you. Apply now and make a real difference in the lives of borrowers across Canada!

Requirements

• Business administration diploma or comparable work experience.
• Minimum 3 years mortgage documentation review experience, understanding of Alt –A lending practices is an asset.
• Demonstrate an understanding of mortgage lending guidelines, compliance, regulatory and AML requirements around fraud detection.
• Shown experience in reviewing conditions for mortgage files (Income, Down Payment, Title Searches, Credit Bureaus, Purchase documents, company and condominium documentation).
• Knowledge of Mortgage life cycle for conventional residential mortgages.
• Strong analytical competence and attention to detail.
• Excellent interpersonal and organization skills with the ability to prioritize in a high risk, fast paced, team culture.
• Ability to communicate efficiently & effectively; both written and verbal.

Your benefits

In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.

• Health and wellness program, including many options
• Flexible group insurance
• Generous pension plan
• Employee Share Ownership Plan
• Employee and Family Assistance Program
• Preferential banking services
• Opportunities to get involved in community initiatives
• Telemedicine service
• Virtual sleep clinic

These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.

We're putting people first

We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees.

We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team?

Come live your ambitions with us!

Additional required languages: English