Senior Mortgage Underwriter

Trevor Frances Recruitment; Burnaby; Remote; CAD 80,000 - 110,000; Full time

Job summary

A leading Canadian residential mortgage lender seeks a Senior Mortgage Underwriter to oversee mortgage applications and ensure compliance with underwriting standards. The role involves providing excellent customer service while managing time effectively in a high-volume setting. Competitive pay, training, and benefits are offered to the successful applicant.

Benefits

Competitive base salary

Discretionary incentive pay

Paid time off and holidays

Comprehensive benefits package

Training and development catered to career needs

Qualifications

• Previous single-family residential mortgage underwriting experience is mandatory.
• Demonstrated ability to work in a high-volume environment.
• Strong working knowledge of all 3 Mortgage Insurer programs and guidelines.

Responsibilities

• Deliver exceptional customer service in every interaction.
• Investigate and approve or decline mortgage applications based on guidelines.
• Ensure compliance with all aspects of the QA program.

Skills

Loan Processing

Time Management

Credit Analysis

Risk Analysis

Underwriting

Data Analysis Skills

Education

Post Secondary Education

Tools

Microsoft Office

Job description

Trevor Frances Recruitment is seeking a dynamic individual to join an award winning Canadian residential mortgage lender obsessed with customer satisfaction. They are focused on providing brokers with the best experience when it comes to funding their prime mortgage files. A focus on relationship building best in market tech and an all-star team to take the file from start to finish and beyond. They have partnered with all 3 mortgage insurers and will be offering insured insurable and uninsurable products.

Purpose of Role :

The Senior Mortgage Underwriter is the primary point of contact for all originator interaction. Further they are responsible for the review processing and approval of mortgage applications ensuring strict adherence to their residential mortgage underwriting policy procedures and applicable guidelines.

Responsibilities :

Deliver an exceptional customer service experience in every interaction

Investigate evaluate negotiate and approve or decline applications based on authorized lending limits and within their Underwriting guidelines and current legislation

Assist other Underwriters and Fulfillment with questions or concerns

Build maintain and enhance customer service levels. Verify and validate customer eligibility and material risk documentation for accuracy while mitigating any concerns surrounding suspected misrepresentation

Gather any necessary information required to coordinate and analyze credit applications and ensure consistent objective and sound credit decisions in a high-volume environment

Analyze and submit recommendations regarding credit applications which exceed their authorized limit

Analyze and submit (where applicable) applications requiring Mortgage Insurer approval in compliance with guidelines

Verify data and information on mortgage applications and credit bureaus to ensure accuracy

Ensure the attainment of service standards for processing applications in accordance with company policies and procedures

Resolve any escalated credit issues reply to internal and external client queries and communicate credit decisions

Keeps up to date on applicable legislation as well as on the companys policies programs procedures and mortgage insurer policies

Ensure awareness and compliance with all aspects of the QA program

Continuously learn adapt engage and grow in your role and as an integral part of the organization

Regulatory :

Complete all mandatory training specifically :

Regulatory

Privacy

Compliance and risk management

AML / ATF

Quality Assurance

Act at all times in accordance with Strives risk appetite as defined by the RMUP

Confidentiality :

Maintain employee customer and partner confidentiality

Post Secondary is an asset

Must have previous single family residential mortgage underwriting experience

Previous experience developing and maintaining positive broker relationships

Detailed working knowledge of principles of residential mortgage underwriting and risk management as well as real estate markets nationally

Demonstrated ability to flourish in a high-volume environment

An ability to quickly assess and make accurate decisions

Commitment to grow as an individual by constantly learning and staying on top of industry changes

Strong working knowledge of all 3 Mortgage Insurer programs and guidelines

Positive attitude and commitment to drive company growth with exceptional customer service strong team collaboration and sound credit decisioning

Employment Type :

Full time with regular working hours - currently remote

What is offered :

They offer competitive pay and perks that include but are not limited to :

Competitive base salary and discretionary incentive pay

Vacation Paid time off and holidays

Competitive benefits package that starts immediately

A fun and welcoming learning environment to help you grow

Working 1-1 with senior management and industry leaders

Training and development catered to your career development needs

Trevor Frances is a specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer permanent job opportunities in many different industries.

Key Skills

Loan Processing,Time Management,Microsoft Office,Credit Analysis,Fraud,Math,Risk Analysis,Banking,Analysis Skills,Fair Housing Regulations,Underwriting,Data Analysis Skills

Experience : years

Vacancy : 1

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