Senior Manager, Loss Mitigation Analytics & Strategy

Scotiabank

Toronto

On-site

CAD 130,000 - 170,000

Full time

14 days+

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Job summary

Scotiabank in Toronto seeks a Senior Manager, Loss Mitigation Strategy, Reporting & Analytics to lead data-driven LMT initiatives, elevate reporting capabilities, and provide insights to strengthen risk oversight and collections performance across Retail and Small Business portfolios.

You will design treatment logic, automate self-service dashboards in Power BI using SAS, SQL, and Python, partner with Risk, Operations, Product, and Technology, and ensure governance with risk appetite and

Qualifications

7+ years of relevant experience with a master's degree in analytics or related field.
Strong experience in credit risk, collections strategy, and retail banking analytics.
Proficiency with SAS, SQL, Python and Power BI; scalable automated reporting.
Excellent communication and stakeholder management for senior leaders.

Responsibilities

Drive LMT strategy and portfolio performance.
Develop and refine LMT strategies across Retail and Small Business portfolios to improve customer outcomes, reduce losses, and support sustainable collections performance.
Design, monitor, and optimize treatment logic using predictive insights, segmentation, portfolio trends, and approved governance thresholds.
Evaluate LMT effectiveness, customer treatment outcomes, roll-rate performance, delinquency migration, loss mitigation benefits, and post-treatment results using historical cohorts and forward-looking indicators.
Develop automated, self-service Power BI reporting solutions that improve transparency, enable drill-down analysis, reduce manual effort, and support timely decision-making across Collections Strategy, Operations, Risk, and senior leadership.