Senior Loans Analyst, Corporate Financing and Senior Accounts

FCC / FAC; Toronto; Hybrid; CAD 108,000 - 146,000; Full time

Benefits offered by this job

Hybrid work options

Job summary

FCC is seeking a Senior Loans Analyst in Corporate Financing and Senior Accounts to structure and evaluate lending solutions for large Canadian businesses. You will collaborate with Directors to analyze complex transactions, assess risks, and support strategic credit decisions across syndicated facilities.

This role involves working with multiple lenders and financial partners, ensuring prudent management of FCC’s portfolio, and contributing to innovative financing solutions with a focus on risk

Qualifications

• Bachelor’s degree and at least six years of relevant experience in commercial and/or corporate lending.
• Experience in analyzing, structuring and recommending complex lending solutions.
• Ability to assess sophisticated financial structures, complex business risks, and risk mitigation measures.
• Experience supporting transactions involving multiple lenders and stakeholders, including syndicated credit facilities.
• Strong ability to communicate, collaborate and influence others in order to present recommendations to decision-makers at various levels.

Responsibilities

• Analyze complex financial information and prepare credit recommendations for medium- to large-sized businesses.
• Assess risks across financial, operational, industry and strategic dimensions in Canada and abroad.
• Evaluate and structure syndicated credit facilities and multi-entity transactions.
• Collaborate with Directors and Credit Management to support risk assessment and lending recommendations.
• Establish security conditions, covenants and requirements for files submitted for approval.

Skills

Financial analysis

Risk assessment

Credit structuring

Communication

Team mentoring

Education

Bachelor’s degree + 6+ yrs lending

Job description

Term Duration (in Months)

Salary Range (plus eligible to receive a performance based incentive, applicable to position) :

Closing Date (MM/DD/YYYY)

09/30/2026

Worker Type

Permanent

Language(s) Required

English

Term Duration (in Months)

Salary Range (plus eligible to receive a performance based incentive, applicable to position) :

$107,780 - $145,820

Why FCC?

At FCC, we’re proud to be 100% invested in Canadian agriculture and food. As a federal Crown corporation, we provide financing, knowledge resources and business management software to over 103,000 customers nationwide.

Here’s what you can expect when you join our team:

• Competitive total rewards packages: market-aligned and performance-based salary and incentive programs, flexible and comprehensive group benefit and savings plans, and well-being support through benefits and wellness programs
• Purpose-driven work: We build strong relationships, share knowledge and support the people who feed the world
• Growth: Learning and development opportunities to help you thrive
• Hybrid work options

How You’ll Make An Impact

As a Senior Loans Analyst, Corporate Financing and Senior Accounts, you’ll play a key role in structuring and evaluating lending solutions for some of the largest businesses in the Canadian agriculture and food industry.

You’ll work closely with Corporate Financing and Senior Accounts Directors to analyze complex transactions, assess risks, recommend appropriate credit structures, and support strategic decision-making. You’ll collaborate on large lending transactions, including syndicated credit facilities involving many lenders, financial partners and specialized stakeholders.

With your expertise in financial analysis and risk management, you’ll help develop solutions that support customer growth while ensuring prudent management of FCC’s portfolio.

If you’re a finance professional who excels at analyzing complex files, enjoys intellectual challenges, and wants to contribute to transactions that have a tangible impact on the future of the agriculture and food industry, this could be the role for you.

What You’ll Do

• Analyze complex financial information and prepare credit recommendations for medium- to large-sized businesses
• Assess the financial, operational, industry and strategic risks associated with businesses operating in Canada and abroad
• Evaluate and structure sophisticated lending solutions, including syndicated credit facilities, multi-entity structures, and transactions involving multiple stakeholders
• Foster collaboration amongst Corporate Financing and Senior Accounts Directors and the Credit Management team to support effective transaction analysis, risk assessment and customer-focused lending recommendations
• Establish security conditions, covenants and requirements, while ensuring compliance with FCC policies and guidelines prior to submitting files for approval
• Collaborate with customers and various internal and external partners, including chartered banks, financial advisors, law firms and other financial institutions involved in transactions
• Provide ongoing transaction monitoring, oversee loan compliance, and contribute to the proactive management of a portfolio of complex accounts
• Conduct industry and market analysis to support risk assessment and credit recommendations
• Mentor and coach team members to foster skill development, consistent practices and operational excellence

What you’ll bring to the team

• Bachelor’s degree and at least six years of relevant experience in commercial and/or corporate lending (or an equivalent combination of education and experience)
• Experience in analyzing, structuring and recommending complex lending solutions
• Ability to assess sophisticated financial structures, complex business risks, and risk mitigation measures
• Experience supporting transactions involving multiple lenders and stakeholders, including syndicated credit facilities
• Strong ability to communicate, collaborate and influence others in order to present recommendations to decision-makers at various levels

Preferred Qualifications

• Additional education, training or a relevant financial designation in finance, business, agriculture, accounting or a related field
• Bilingualism (French and English)

You belong here

At FCC, we’re committed to creating an inclusive, equitable and accessible workplace – one that reflects the communities where we live, work and play. Our team is made stronger through diversity, and we’re dedicated to building a workforce that brings together a range of backgrounds, abilities and perspectives.

• Indigenous Peoples
• Members of visible minority groups
• Persons with disabilities
• Women

Accessibility and accommodations

To support an inclusive and accessible candidate experience, we encourage anyone needing an adjustment or accommodation during any stage of the recruitment process to email us at: [e-mail]. An HR partner will respond and work with applicants who request a reasonable accommodation. Information received in relation to accommodation requests will not impact hiring decisions.