Senior Credit Analyst: Portfolio & Growth

TD; Hamilton; On-site; CAD 82,000 - 115,000; Full time

Job summary

TD in Hamilton, Ontario, Canada is seeking a Credit Manager to structure credit for assigned portfolios and assess credit worthiness to drive profitable growth while adhering to TD's risk policies.

You will underwrite new credit requests, complete annual credit reviews, coordinate draw requests, and monitor facilities. The role emphasizes collaboration with Relationship Managers and cross‑selling opportunities to maximize revenue and manage risk.

Qualifications

• Assess credit worthiness and risk of potential customers.
• Structure credit for assigned portfolios following risk policies.
• Coordinate draw requests and annual credit reviews.

Responsibilities

• Support the Relationship Manager in booking new business by preparing credit packages.
• Deliver exceptional customer service at every interaction and improve the customer experience.
• Lead all aspects of analysis for assigned portfolios.
• Identify and respond to changes in the business environment and establish action plans.
• Assist cross‑selling of the full range of TD products to maximize revenue and retention.
• Ensure due diligence to support accuracy of all customer transactions.

Skills

Credit analysis

Risk assessment

Customer service

Education

Undergraduate degree

5+ years of relevant experience

Associate Program

Job description

TD in Hamilton, Ontario, Canada is seeking a Credit Manager to structure credit for assigned portfolios and assess credit worthiness to drive profitable growth while adhering to TD's risk policies.

You will underwrite new credit requests, complete annual credit reviews, coordinate draw requests, and monitor facilities. The role emphasizes collaboration with Relationship Managers and cross‑selling opportunities to maximize revenue and manage risk.