Credit Risk Analyst — Drive Profitable Lending

TD; Calgary; On-site; CAD 82,000 - 115,000; Full time

Job summary

TD in Calgary, Alberta seeks a Credit Management professional to structure credit for assigned portfolios, assess credit worthiness, and drive profitable growth while adhering to TD’s risk policies. You will support the Relationship Manager, lead analysis for portfolios, and collaborate with internal partners to deliver competitive credit packages and exceptional service.

This role requires a undergraduate degree or equivalent experience; 5+ years in credit management are preferred.

Qualifications

• : Structure credit for assigned portfolios, with focus on assessing credit worthiness or risk of potential customers to drive profitable business growth while adhering to TD’s credit risk policies.
• : Accountable for underwriting new credit requests, completing annual credit reviews, coordinating (or managing) draw requests, along with responsibilities for monitoring and controlling credit facilities.
• : Proactive promotion of products, services and banking capabilities to customers and stakeholders.

Responsibilities

• Support the Relationship Manager in booking new business by preparing competitive credit packages in the assigned business segment in a timely manner to meet customer needs
• Continually deliver exceptional customer service at every interaction and execute on plans to continuously improve the customer experience
• Lead all aspects of analysis for assigned portfolios
• Utilize sales platform to build a robust understanding of our customers/ target needs, industries and markets
• Constantly build knowledge of the market, customers and broader economic factors
• Identify and respond to changes in the business environment, establishing action plans to address customer issues and priorities
• Assist the Relationship Manager in cross-selling the full range of products to existing and new customers, as applicable to maximize revenue/profit and retention of relationships based on the risk profile of the customer ensuring appropriate credit is earned at all times
• Actively refer to other business partners across TDBG and respond effectively to reciprocal referrals.

Skills

Credit analysis

Underwriting

Risk assessment

Education

Undergraduate degree

Associate Program

Tools

Sales platform

Job description

TD in Calgary, Alberta seeks a Credit Management professional to structure credit for assigned portfolios, assess credit worthiness, and drive profitable growth while adhering to TD’s risk policies. You will support the Relationship Manager, lead analysis for portfolios, and collaborate with internal partners to deliver competitive credit packages and exceptional service.

This role requires a undergraduate degree or equivalent experience; 5+ years in credit management are preferred.