Senior Credit Analyst

Robertson & Company Ltd.; Barrie; On-site; CAD 90,000 - 120,000; Full time

Job summary

Robertson & Company Ltd. in Barrie, Ontario, is seeking a Senior Credit Analyst to evaluate dealer credit risk, manage accounts receivable operations, and ensure timely collection of balances at our corporate office.

You will review financial statements, establish and adjust credit limits, monitor accounts, and support month-end reporting while upholding credit policies and customer service excellence. Requires 5+ years of experience, an accounting degree, and strong Excel/ERP skills; bilingual

Qualifications

• 5+ years of commercial credit, accounts receivable, or collections experience.
• Accounting/Finance degree or equivalent.
• CPA designation in progress or CPA considered an asset.
• Strong financial statement analysis and credit principles.
• Proficiency in ERP systems and Microsoft Excel.

Responsibilities

• Review dealer financial statements to assess creditworthiness.
• Set and monitor dealer credit limits and interest rates.
• Identify high-risk accounts via financial analysis and payment trends.
• Monitor overdue balances and escalate risks proactively.
• Recommend bad debt reserves based on analyses.
• Administer PPSA registrations and protect company interests.
• Approve or hold orders based on credit exposure and history.
• Process daily cash receipts and apply payments accurately.
• Investigate and resolve account discrepancies and collection issues.
• Support month-end reporting and audit activities.
• Identify process improvements and ensure policy compliance.

Skills

Credit analysis

Financial statement analysis

Excel

ERP systems

English/French bilingual

Attention to detail

Communication skills

Independent work

Education

Accounting/Finance degree

CPA designation in progress

Tools

Microsoft Excel

ERP/Accounting software

Job description

Our client, a leader in the motor-vehicle industry, is seeking a Senior Credit Analyst to join their team at their corporate office in Barrie, Ontario. This role involves evaluating and managing dealer credit risk, supporting accounts receivable operations, and ensuring timely collection of outstanding balances. The position offers an opportunity to contribute to a dynamic organization committed to sound credit risk management and customer service excellence.

What you will achieve in this role:

• Review and analyze dealer financial statements to assess creditworthiness
• Establish, monitor, and adjust dealer credit limits and interest rates
• Identify high-risk accounts through financial analysis and payment trends
• Monitor overdue balances and escalated potential credit risks proactively
• Recommend bad debt reserves based on credit analysis and collectability assessments
• Administer security filings such as PPSA registrations to protect company interests
• Approve or hold customer orders based on credit exposure and payment history
• Process daily cash receipts and ensure accurate application of payments
• Investigate and resolve account discrepancies and collection issues
• Support month-end financial reporting and audit activities
• Identify process improvement opportunities and ensure compliance with policies

What you will bring to this role:

• 5+ years of experience in commercial credit, accounts receivable, or collections
• Post-secondary education in Accounting, Finance, Business Administration, or related discipline
• Progress toward or completion of a professional accounting designation (CPA considered an asset)
• Strong understanding of financial statement analysis and credit principles
• Proficiency in Microsoft Excel and ERP/accounting systems
• Excellent analytical and problem-solving skills
• Strong attention to detail and organizational skills
• Ability to manage multiple priorities independently
• Effective verbal and written communication skills
• Bilingual in English and French is an asset
• Experience working with corporate B2B accounts preferred
• Industry experience in distribution, powersports, or related sectors is a plus

Additional Qualifications:

• Experience analyzing corporate financial statements
• Knowledge of accounts receivable and collection processes

We thank all applicants for their interest; however, only those selected for further consideration will be contacted.

AI Disclosure: Artificial Intelligence may be used as part of our application review process to assist in reviewing, screening and assessment of applicants. All applications are also reviewed by our recruitment team.

Additional Information: Background screening is required as part of the onboarding process. The type of screening required (criminal, credit, or other verifications) will vary based on the position and client requirements.

Robertson & Company values diversity and is an equal opportunity employer committed to an inclusive and accessible recruitment process. Accommodations are available upon request throughout all stages of the hiring process.