Senior Commercial Underwriter

APRIL Canada Insurance; Toronto; Hybrid; CAD 80,000 - 120,000; Full time

Benefits offered by this job

Flexible hybrid work environment

Vacation entitlement from day one

Employee referral bonus program

Comprehensive group benefits

Job summary

APRIL Canada Insurance is seeking a skilled Commercial Underwriter in Toronto to analyze risks, build broker relationships, and deliver exceptional service. With a minimum of 7 years of underwriting experience, you will handle complex risks and contribute to strategic underwriting initiatives.

The position offers a flexible hybrid work environment, generous vacation entitlement, and comprehensive benefits. Join a collaborative team that values trust and innovation in the insurance sector.

Qualifications

• Minimum 7 years of Commercial Underwriting experience required.
• Proven ability to independently underwrite complex commercial risks.
• Strong broker relationship management and business development skills.

Responsibilities

• Underwrite new business, renewals, and endorsements within authority.
• Analyze and evaluate complex commercial risks using underwriting principles.
• Negotiate pricing and terms to achieve profitable growth.

Skills

Commercial Underwriting experience

Analytical skills

Negotiation skills

Broker relationship management

Decision-making abilities

Education

7+ years of relevant experience

Tools

Microsoft Outlook

Microsoft Word

Microsoft Excel

Job description

Overview

APRIL Canada is a wholesale insurance broker providing innovative property and casualty insurance solutions to a network of over 4,000 brokers. Part of the APRIL Group, which employs 3,300 people worldwide, APRIL Canada has nearly 100 employees across its offices in Brossard and Toronto.

Passionate about underwriting? Driven to become an expert in your field?

APRIL Canada is looking for a Commercial Underwriter who thrives on analyzing risks, building lasting broker relationships and delivering an exceptional service experience. This is an opportunity to work on specialized commercial risks, strengthen your technical expertise and play a key role in helping brokers find the right solutions for their clients. If you’re curious, collaborative and take pride in being a trusted partner, you’ll fit right in with our team.

Key Responsibilities

• Underwrite new business, renewals, and endorsements within delegated underwriting authority
• Analyze and evaluate complex commercial risks using sound underwriting principles and risk selection methodologies
• Negotiate pricing, terms, and coverage to achieve sustainable profitable growth
• Manage and grow a portfolio of broker relationships while maintaining strong retention levels
• Deliver exceptional service through timely, professional communication with broker partners
• Identify opportunities for business development and cross‑selling within existing broker relationships
• Exercise underwriting authority on complex and non‑standard risks
• Contribute to underwriting strategy, profitability initiatives, and process improvements
• Provide technical guidance and mentorship to less experienced underwriters when appropriate
• Stay current on market trends, underwriting developments, and emerging risks

Required Qualifications

• Minimum 7 years of Commercial Underwriting experience
• Proven ability to independently underwrite complex commercial risks
• Experience underwriting at least five of the following lines of business:
• Realty
• Student Housing
• Manufacturing & Wholesaling
• Contractors
• Motor Truck Cargo (MTC)
• Construction
• Hospitality
• Professional Liability (D&O, E&O, Medical Malpractice)
• Cyber
• Vacant Property
• Commercial General Liability, including U.S. exposures
• Strong broker relationship management and business development skills
• Advanced analytical, negotiation, and decision‑making abilities
• Proficiency with Microsoft Outlook, Word, and Excel
• Excellent written and verbal communication skills

Preferred Qualifications

• Experience working with Lloyd’s and specialty insurance markets
• CIP or CRM designation completed or in progress
• Previous experience in a wholesale brokerage environment
• Experience mentoring or coaching underwriting colleagues

Why APRIL?

At APRIL, our culture is built on trust, collaboration, innovation, and entrepreneurship.

Our Values

• People are at the heart of everything we do.
• Teamwork and mutual respect drive our success.
• Diverse strengths create stronger teams.
• When one person succeeds, we all succeed.
• Intrapreneurship is encouraged and rewarded.
• We continuously challenge ourselves to improve.
• Our leaders maintain an open‑door approach and promote collaboration across teams.

What We Offer

• Flexible hybrid work environment
• Vacation entitlement from day one
• Five personal days annually, plus your birthday off
• Modern, collaborative office space
• Casual dress code
• Free parking and convenient access to public transit and local amenities
• Employee referral bonus program
• Comprehensive group benefits and telemedicine access
• RRSP matching program
• Profit‑sharing program
• 100% employer‑paid professional development and training opportunities

Ready to Join Us?

If you’re looking for an opportunity to leverage your underwriting expertise, contribute to a growing specialty insurer, and make a meaningful impact within a collaborative and innovative team, we’d love to hear from you.