Senior Underwriter, Commercial Lines

Intact Financial Corporation; Toronto; On-site; CAD 87,200 - 106,600; Full time

Benefits offered by this job

Flexible work arrangements

Extra days off

Telemedicine benefits

Employee Share Purchase Plan

Job summary

A leading insurance provider in Ontario, Canada, is looking for Senior Commercial Lines Underwriters. This role involves underwriting moderate-complex risks, building broker relationships, and mentoring team members. Candidates will use advanced tools and technology to enhance risk assessment and streamline collaboration. The position offers a hybrid work model with competitive salaries, including potential bonuses and comprehensive benefits supporting employee wellbeing.

Qualifications

• Experience in commercial lines insurance underwriting.
• Ability to analyze moderate-complex risks and provide solutions.
• Proven track record of building broker relationships.

Responsibilities

• Build long-term broker relationships through exceptional service.
• Underwrite moderate-complex risks and recommend data-driven solutions.
• Coach and mentor team members in technical underwriting.

Skills

Problem solving

Effective communication

Risk assessment

Broker relationship management

Job description

Our employees are at the heart of everything we do. Together, we help people, businesses, and society prosper in good times and be resilient in bad times.

Our employee promise represents Intact’s commitment to you in exchange for living our Values, striving to do your best work, being open to change and investing in your career. In return, we promise to provide support, opportunities and performance‑led financial rewards at a workplace where you can shape the future, win as a team and grow with us.

Pay at Intact is about much more than just salary.

• Flexible work arrangements and a hybrid work model
• Possibility to purchase up to 5 extra days off per year
• Multiple benefits offered to support physical and mental wellbeing, including telemedicine, Wellness account and much more
• Share plan & other savings: up to 12% of salary or even more (ask how you could earn guaranteed income for life)

Salary range (but not limited to): 87,200 – 106,600

Annual bonus target, based on the base salary, with a potential payout of up to double the target (subject to personal and company performance): 10%

As part of our commitment to Win As A Team, we share our success with employees through our annual bonus plan and Employee Share Purchase Plan (ESPP) – with Intact matching 50% of your net shares.

Our pension offerings provide flexibility and long‑term security for our employees beyond their careers. We are one of the few companies offering the opportunity to receive guaranteed income for life via our defined benefit pension plan.

Salary for the candidate will be determined taking into consideration a number of factors including experience, skills, qualifications, anticipated contribution to role, internal equity, etc. The salary range presented above is based on a 35‑hour workweek and would represent a majority of different candidate profiles. However, we encourage candidates who may fall outside of this range to apply as well.

About the role

Join Intact’s innovative Commercial Lines Underwriting team and contribute to the success of Canada’s largest P&C insurer. Use state‑of‑the‑art technology to streamline broker collaboration and enhance risk assessment. Handle diverse files, build strong broker relationships, and work alongside industry leaders. You’ll shape future CL growth through impactful projects, using advanced tools to hone your technical skills. We are committed to sustainable growth, climate change adaptation, and maintaining excellent broker partnerships. Enjoy flexible work arrangements, endless learning opportunities, and a supportive culture that champions inclusivity and career growth. Join us in shaping the future and growing your career.

Seeking Senior Commercial Lines Underwriters to elevate impact within a dynamic, growth‑focused team—bringing innovative perspectives, advancing expertise, and strengthening Intact’s network of Commercial Lines professionals.

These permanent, full‑time hybrid roles are open in Ottawa, Ajax, Toronto, Mississauga and London offices.

What you’ll do here:

• Build long‑term broker relationships through exceptional service and active engagement (visits, field underwriting, industry/marketing events).
• Underwrite moderate–complex risks; analyze quotes, renewals, and policy changes; recommend innovative, data‑driven solutions.
• Coach and mentor the team to elevate technical underwriting and broker relationships; model a growth mindset.
• Drive process and workflow improvements to boost efficiency and best practices düş.
• Lead regional performance to meet service, production, and profitability goals.
• Apply disciplined pricing and underwriting within guidelines and authority.
• Quote, negotiate, sell, and authorize business to grow and retain profitable portfolios.
• Arrange reinsurance and/or subscription as needed to find solutions for our customers and broker partners.
• Maintain strong partnerships with linestyle, reinsurers, and colleagues.
• Use systems for inquiries, filing, underwriting, and rating; champion tools that enhance speed and accuracy.
• Travel as needed to strengthen relationships and market insight.

What you bring to the table: