Analyst, Financing Solutions

National Bank of Canada; Edmonton; Hybrid; CAD 65,000 - 85,000; Full time

Benefits offered by this job

Health and wellness program

Flexible group insurance

Generous pension plan

Employee Share Ownership Plan

Employee and Family Assistance Program

Preferential banking services

Community initiatives involvement

Telemedicine service

Virtual sleep clinic

Job summary

A leading financial institution in Canada seeks an Analyst for Financing Solutions within the Commercial Banking team. The role involves credit structuring, risk management, and client engagement for Mid-Market commercial clients. Candidates should possess a Bachelor's degree and have experience in commercial credit underwriting, alongside strong risk management skills. Competitive compensation and flexible benefits are provided.

Qualifications

• At least 2 years of experience in commercial credit underwriting.
• Knowledge in risk management, banking, and business lending functions.

Responsibilities

• Conduct effective credit underwriting for clients in the Mid-Market space.
• Manage risks associated with client relationships.
• Engage with high-value clients for retention.

Skills

Risk management

Client relationship management

Credit underwriting

Collaborative teamwork

Education

Bachelor’s Degree in commerce, finance, accounting or related fields

Job description

Analyst, Financing Solutions within the Commercial Banking team at National Bank delivers credit structuring, underwriting, risk management, and client-facing support for a complex and diversified portfolio, with average loan volumes typically exceeding $2 million. This role performs credit underwriting and monitoring on a diversified commercial banking book in the Mid-Market space, contributing to the organization through a strong understanding of credit policies and existing credit arrangements.

Overview

Partner with sales teams to support the branch through effective and timely credit underwriting for new and existing borrowing clients. Manage risks and day-to-day client relationships for Mid-Market commercial clients. Collaborate with the sales team to develop creative, ambitious, full-service client solutions, maximizing internal partnerships and specialists where appropriate.

Responsibilities

• Credit Underwriting – Partner with sales teams to support the branch through effective and timely credit underwriting for new and existing borrowing clients. Manage risks and day-to-day client relationships for Mid-Market commercial clients. Collaborate with the sales team to develop creative, ambitious, full-service client solutions, maximizing internal partnerships and specialists where appropriate.
• Risk Management – Apply risk mitigation skills using knowledge of credit policies and arrangements. Ensure appropriate measures and risk assessment protocols are implemented, balancing risk and reward in line with NBC’s risk appetite. Proactively manage risk with prudent lending recommendations, consistent monitoring, and due diligence to minimize operational losses. Exercise good judgment and decisive actions to meet client needs.
• Client Experience – Engage with clients, providing critical retention touchpoints for high-value clients. Actively support relationship managers in determining client needs and refer them to other business partners across NBC.
• Play-to-Win Leadership – Embrace our values and lead with intention; learn from failures and deliver results.

Your team

Within the Commercial Portfolio Management segment, you are part of a team of 12 colleagues, reporting to the AVP, Commercial Portfolio Management. The team emphasizes exceptional service and unwavering support to business owners and colleagues, supporting a collaborative and thriving work environment with a hybrid work arrangement and adaptable hours.

Qualifications

• Hold a Bachelor’s Degree in commerce, finance, accounting or related fields and at least 2 years of experience. CPA or CFA is an asset but not mandatory.
• Knowledge of risk management, banking, and business lending functions.
• Experience in commercial credit underwriting across a broad range of industries, preferably in the Commercial mid-market segment.

Benefits

In addition to competitive compensation, you’ll be eligible for a wide range of flexible benefits to support your wellbeing and family.

• Health and wellness program
• Flexible group insurance
• Generous pension plan
• Employee Share Ownership Plan
• Employee and Family Assistance Program
• Preferential banking services
• Opportunities to get involved in community initiatives
• Telemedicine service
• Virtual sleep clinic