Director, Credit Risk

Banque Nationale du Canada; Calgary; Hybrid; CAD 140,000 - 190,000; Full time

Benefits offered by this job

Health and wellness program

Employee Share Ownership Plan

Employee and family assistance program

Preferential banking services

Involvement in community initiatives

Virtual sleep clinic

Job summary

National Bank is seeking a Director on the Western Credit Risk Management team to lead complex diversified industry credit adjudication for Mid-Market financing. You will apply deep financial analysis and credit expertise to large-scale, complex lending projects and partner with relationship managers to drive sound credit outcomes.

The role emphasizes decision-making, business impact, and collaborating with internal partners to deliver timely, sound financing responses.

Qualifications

• Bachelor's degree required in Commerce, Finance, Accounting, or related field.
• +5 years of Mid-Market underwriting and/or client-facing experience.
• Proven ability to influence and collaborate with internal partners at various levels.
• Excellent communication and interpersonal skills.
• Strong analytical, organizational and decision-making abilities.
• Leadership of new credit initiatives and/or special mandates.
• Ideal candidate located in Calgary, Edmonton or Vancouver.

Responsibilities

• Analyze, authorize, or recommend complex diversified industry credit files aligned with risk appetite and policy.
• Collaborate with business lines to respond to financing requests in a timely manner.
• Support account managers as advisor and coach in structuring credit.
• Monitor loan portfolios and recommend improvements.
• Identify and implement quality control strategies to strengthen portfolio integrity.
• Participate in credit committees and strategic initiatives.
• Ensure compliance with policies and act as a change agent to improve tools and processes.

Skills

Strong analytical skills

Leadership

Communication skills

Stakeholder collaboration

Decision-making

Coaching / mentoring

Strategic thinking

Problem solving

Education

Bachelor's degree in Commerce, Finance, Accounting, or related field

Job description

A career as a Director on the Western Credit Risk Management team at National Bank means acting as an expert in credit adjudication for Mid-Market sector (Diversified Industry) financing. This role lets you play a key part in growing high-potential client portfolios by applying your deep financial analysis and credit expertise to large-scale, complex lending projects.

This opportunity is ideal if you\'re energized by decision-making, business impact, and partnering with relationship managers to ensure sound, strategic credit outcomes.

• Analyze, authorize, or recommend complex diversified industry credit files, in line with risk appetite and policy
• Collaborate with business lines to deliver timely responses on financing requests
• Support account managers as an advisor and coach in structuring credit
• Monitor loan portfolios and proactively recommend improvements
• Identify and implement quality control strategies to strengthen portfolio integrity
• Participate in credit committees and strategic initiatives
• Ensure compliance with policies and act as a change agent to improve tools and processes

Your team

Within the Western Commercial Credit Risk Management team, you\'ll be part of a dynamic group of credit experts and report to the Senior Director. We offer flexible work arrangements including a hybrid work model and adjustable schedules to support your work-life balance.

National Bank values continuous development and internal mobility.

Our personalized learning programs, based on learning through action, help you master your role and expand your expertise. Tools such as the Data Academy, language training, Harvard Learning Center, and access to coaching and mentoring are always available to support your growth.

Basic Requirements

• Bachelor\'s degree in Commerce, Finance, Accounting, or a related field
• + 5 years of experience in Mid-Market segment, including underwriting and/or client-facing roles
• Proven ability to influence and collaborate with internal partners at various levels
• Excellent communication and interpersonal skills, with the ability to coach and influence
• Solid analytical, organizational, and decision-making abilities
• Leadership of any new implemented credit initiatives and/or special mandates
• Ideal candidate will be in Calgary, Edmonton or Vancouver

Soft skills to highlight in your application

• Integrity and sound judgment
• Ability to build strong relationships across teams
• Adaptability and openness to change
• Strategic thinking and attention to detail
• Ability to coach and support colleagues through change
• Initiative and autonomy in managing priorities

Mandatory languages

• English (spoken and written)
• French is considered an asset

Languages:

Skills

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In addition to competitive compensation, upon hiring you\'ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family such as:

• * Health and wellness program, including many options
• * Employee Share Ownership Plan
• * Employee and family assistance program
• * Preferential banking services
• * Involvement in community initiatives
• * Virtual sleep clinic

We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees\' ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.

Making a bold move in a people-first environment

We\'re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people\'s lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier-free and accessible environment to all employees.

We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?

Why work at National Bank?

For an environment that supports your career path

There are many varied opportunities for you to progress and develop, and move ahead in your career. This includes on-the-job learning and training, co-development and pairing with other employees, professional support and mentoring, internal career days or discussion forums with our leaders.

For an inclusive and diverse environment

We foster inclusion in an environment where each person\'s unique qualities, whether visible or invisible, are celebrated and valued. We welcome all candidates! What can you bring to our team?

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