Senior Analyst, Debt

Dream Unlimited Corp; Toronto; On-site; CAD 80,000 - 110,000; Full time

Job summary

A leading Canadian real estate company is seeking a Senior Analyst for its Debt Team in Toronto. This role includes management of a debt portfolio involving mortgages and credit facilities, requiring strong organization and communication skills. The candidate will collaborate across departments and contribute to strategic financial objectives while working on complex projects in a dynamic environment.

Qualifications

• 3+ years experience in Commercial Real Estate Financing or related fields.
• Advanced proficiency in Excel for financial modeling.
• Ability to decipher complex loan documents.

Responsibilities

• Support underwriting and management of the debt portfolio.
• Maintain debt database and ensure compliance with covenants.
• Conduct financial analysis and provide recommendations.

Skills

Commercial Real Estate Financing

Credit Risk Management

Corporate Finance

Strong oral and written abilities

Financial modelling

Attention to detail

Education

Bachelor’s degree in Finance

CFA level 1 or above

Tools

Excel

PowerPoint

Bloomberg

Job description

Dream Is looking for a Senior Analyst, Debt

We are always looking for the best and brightest to join our thriving community. Dream’s Industrial Debt Team is seeking a Senior Analyst to support the underwriting, origination, and management of the debt portfolio. In this role, you will be responsible for a range of tasks, including conventional term mortgage financing, corporate credit facilities, sustainable finance initiatives, bond issuances, and hedging executions within and outside Canada. The industrial platform comprises $15 billion over 71 million square feet across Canada, Europe, and the U.S., and includes public and private vehicles.

What will you do in this role?

In this role, you will have the opportunity to support acquisition financing, underwriting, compliance, and reporting related to your debt portfolio. The Senior Analyst plays a central role, working cross-functionally with investments, asset management, corporate accounting, tax, ESG, insurance as well as external advisors including lawyers, brokers, and rating agencies. In this dynamic role, you will continually be challenged with complex projects and eventually grow to lead the debt process from start to finish within your portfolio.

You will be a key contributor in maintaining the risk management process and evaluating pipeline projects and loan structures to ensure that Dream is protected. You will have a direct impact on capital stack strategy and how we approach lenders and source competitive loan structures and terms. Your aptitude for learning and taking on new projects will deepen your knowledge of the real estate industry and different asset classes. Here are just some of the responsibilities you will take on:

• Act as the internal point of contact for all debt-related queries from internal & external stakeholders.
• Maintain the accuracy and completeness of the debt database in a highly organized fashion
• Monitor compliance with debt covenants and manage compliance reporting and management reporting related to debt according to established schedules.
• Collaborate closely with internal stakeholders to administer draws, rollovers, capital calls, and distributions.
• Collect, consolidate, and verify inputs from various contributors and identify ideal financing candidates.
• Conduct project, property, and portfolio-level financial and risk analysis and provide recommendations that align with strategic objectives to senior management.
• Benchmark financing offers, compare and analyze term sheets and commitment letters.
• Coordinate and review a wide variety of loan-related documentation initiated during the debt financing or renewal process, including credit agreements, financial documents, development plans/approvals, leases, purchase and sale agreements, among others. Liaise with lenders, internal cross-functional teams, and other stakeholders to ensure that all supporting documents and pre-funding conditions have been satisfied prior to receiving funds.
• Instruct and interact with third-party partners during the loan closing process, including but not limited to JV partners, property managers, external consultants, and legal representatives, as well as internal asset managers and investment teams.
• Handle special projects, ad hoc reports, and other activities as assigned.

What Are your Characteristics and Attributes?

The successful candidate will be a highly organized and proactive team player who thrives in a cross-functional, flat organization. They can anticipate needs, organize, and prioritize multiple workstreams with meticulous detail while delivering on commitments on time. The successful candidate shines among internal and external stakeholders because of clear communication.

• Strong people skills: you are a team player with a proven ability to build relationships at all levels of the organization and with external service providers
• Outstanding attention to details while multi-tasking across high impact projects
• Ability to thoughtfully plan and manage multiple projects simultaneously from start to finish, setting clear objectives and delivering on goals
• Innovative self-starter – able to identify, evaluate, and execute new ideas and support with results, and have no issues working independently under minimal supervision
• Strong oral and written abilities demonstrated in reports, presentations, and meeting facilitation

What experience and skills are required?

• 3+ years experience in Commercial Real Estate Financing/ Credit Risk Management/ Corporate Finance, Treasury/ Capital Markets at a lending institution/ alternative assets manager/ rating agency
• Solid background of working on secured and/or unsecured borrowing, structured finance and syndicated loans
• and unsecured debt financings, and preferably rating agency exposure
• Advanced proficiency in Excel financial modelling, PowerPoint and Bloomberg
• Ability to decipher complex language in loan documents and other contracts
• Bachelor’s degree in Finance, Accounting, Mathematics or comparable fields
• Nice to have: CFA level 1 or above / CTP / Formal Credit Training

About Dream

Dream is a leading Canadian real estate company with approximately $27 billion of assets under management. We develop, manage, and invest in master-planned communities, income properties, and urban intensification. We proudly build communities from the ground up: from land development to buildings homes and condominiums, and from providing retail centres and driving renewable energy projects to managing assets across the country.

Our attitude and approach set us apart from our competitors. We are guided by our entrepreneurial spirit: we seize unconventional opportunities and try new things, approaching every project with passion and purpose.

We care about our employees. We want everyone to have a rewarding career and to work with people they like, so we provide exciting work opportunities, open work environments, and fun events. We hire constant learners, so we make sure to provide them with engaging work and to encourage them to share their ideas that will help us shape the company.

Once you join us, it won’t take long to figure out why your colleagues like it so much here. This is your invitation to make a difference. We’re looking forward to helping you grow.

Dream Unlimited is committed to workplace diversity and provides accommodations to applicants with disabilities throughout our hiring process.