Senior Alt-A Mortgage Underwriter for Complex Deals

National Bank of Canada; Edmonton; Sur place; CAD 110 000 - 140 000; Plein temps

Résumé du poste

Optimum Mortgage, a National Bank of Canada company, is seeking a full-time Underwriting Expert specializing in Alt A mortgage applications. You will provide analytical, detail-oriented evaluations to drive strong credit decisions on sophisticated files, while respecting NBC guidelines and CMHC/Sagen rules.

Join a client-focused team and mentor Mortgage Documentation Officers. The role emphasizes sales-minded risk management, fast turnaround, and accurate documentation in a dynamic environment.

Qualifications

• Post-secondary education in commerce, finance or business or equivalent experience.
• Minimum five years of Alt A underwriting/lending.
• Alt A underwriting experience is a must.
• Understanding of CMHC and Sagen guidelines.
• Solid computer savvy and application skills (Word, Excel etc.).
• Outstanding interpersonal and customer service skills.
• Adjudicate broker-originated Alt A credit applications.

Responsabilités

• Provide analytical, detail-oriented evaluations to produce strong credit decisions on sophisticated and complex Alt A mortgage applications.
• Establish profitable and low-risk parameters for loans, pricing, terms, and conditions with mortgage loans.
• Maintain vigilance within market risk appetite while adhering to NBC policies.
• Efficiently analyze and evaluate supporting documentation per Privacy, AML/KYC obligations.
• Mentor Mortgage Documentation Officers.
• Maintain day-to-day operations in a fast-paced, sales- and client-focused environment.

Connaissances

Alt A underwriting

Broker credit adjudication

Relationship building

Time management

Communication skills

Formation

Post secondary in commerce/finance/business

Outils

Word

Excel

Description du poste

Optimum Mortgage, a National Bank of Canada company, is seeking a full-time Underwriting Expert specializing in Alt A mortgage applications. You will provide analytical, detail-oriented evaluations to drive strong credit decisions on sophisticated files, while respecting NBC guidelines and CMHC/Sagen rules.

Join a client-focused team and mentor Mortgage Documentation Officers. The role emphasizes sales-minded risk management, fast turnaround, and accurate documentation in a dynamic environment.