Senior Alt-A Mortgage Underwriter — Bilingual & Remote

Bnc; Canada; Remoto; CAD 70.000 - 100.000; Tempo integral

Benefícios oferecidos por esta vaga

Health and wellness program

Employee Share Ownership Plan

Employee and family assistance program

Preferential banking services

Involvement in community initiatives

Virtual sleep clinic

Resumo da vaga

Optimum Mortgage, a National Bank of Canada company, seeks full-time bilingual Alt A Underwriting experts to join our team of underwriters.

As an Underwriter Expert, you will evaluate complex Alt A mortgage applications, establish profitable terms, ensure compliance with CMHC and Sagen guidelines, and mentor Mortgage Documentation Officers in a fast-paced, sales-driven environment.

You’ll communicate in English and French, balance multiple tasks, and deliver timely, accurate credit decisions.

Qualificações

• Post secondary in commerce, finance or business or equivalent experience.
• Minimum five years of Alt A underwriting/lending.
• Alt A underwriting experience is a must.
• Bilingual in English and French.
• Understanding CMHC and Sagen guidelines.
• Solid computer skills (Word, Excel).
• Adjudicate Broker originated Alt A credit applications.

Responsabilidades

• Provide analytical, detail-oriented evaluations to produce strong credit decisions on complex Alt A mortgage applications.
• Establish profitable, low-risk loan parameters with mortgage loans.
• Maintain vigilance within the market risk appetite per NBC policies.
• Analyze supporting documentation with compliance obligations.
• Invent flexible, customer-driven underwriting solutions.
• Mentor Mortgage Documentation Officers.

Conhecimentos

Bilingual communication

English & French

Alt A underwriting

Credit evaluation

Interpersonal skills

Time management

Formação

Post secondary in commerce/finance/business

Ferramentas

Excel

Word

Descrição da vaga

Optimum Mortgage, a National Bank of Canada company, seeks full-time bilingual Alt A Underwriting experts to join our team of underwriters.

As an Underwriter Expert, you will evaluate complex Alt A mortgage applications, establish profitable terms, ensure compliance with CMHC and Sagen guidelines, and mentor Mortgage Documentation Officers in a fast-paced, sales-driven environment.

You’ll communicate in English and French, balance multiple tasks, and deliver timely, accurate credit decisions.