Senior Actuarial Analyst - Individual Insurance, Savings & Retirement

IA Financial Services; Quebec; Hybrid; CAD 90,000 - 130,000; Full time

Benefits offered by this job

Hybrid work environment

Flexible group insurance

Competitive pension plan

Stock purchase plan

Telemedicine

Employee assistance program

Job summary

iA Financial Group in Canada is seeking a Senior Actuarial Analyst for Individual Insurance, Savings & Retirement. You will assess profitability and risk of products, translate results for senior management, and propose strategies to optimize risk-adjusted value.

You will review dividends for participating products, analyze impacts of new or modified products on in-force portfolios, and collaborate with underwriting and claims to quantify effects on profitability.

Qualifications

• Bachelor's degree in Actuarial Science required; ACIA designation anticipated; FCIA desired.
• Minimum of three years of relevant actuarial experience.
• Proficiency with Excel; AXIS experience considered an asset.
• Strong communication skills; ability to translate complex actuarial concepts.
• Analytical, problem-solving, strategic thinker with business acumen.
• Collaborative, able to share knowledge and accept feedback.
• Fluent in French and proficient in English; able to communicate with clients across Canada.

Responsibilities

• Assess profitability and risks of products and portfolio; translate findings for senior management and propose risk-return optimization strategies.
• Review dividends for participating products and adjust products while ensuring fair treatment of policyholders.
• Analyze impacts of launching or modifying products on in-force portfolios, financial results, and capital position.
• Contribute to optimization and negotiation of reinsurance agreements.
• Collaborate with underwriting and claims teams to quantify impact on profitability and risk mitigation.

Skills

Analytical mindset

Autonomy

Curiosity

Communication skills

Problem-solving

Strategic mindset

Team collaboration

Time management

French fluency

English proficiency

Education

Bachelor's degree in Actuarial Science

ACIA designation

FCIA designation in progress

Tools

Excel

AXIS

Job description

Senior Actuarial Analyst - Individual Insurance, Savings & Retirement

Build the future with us

Are you passionate about analysis, problem-solving, and mathematics? At iA Financial Group (iA) , we're looking for talented professionals like you to contribute to our growth strategy. Join us and become a key member of a team committed to delivering innovative solutions while supporting your professional development.

At iA, our actuarial functions related to pricing, valuation, and risk management are brought together within one team. This integrated approach gives us an end-to-end view, from product design and the client experience to the actual financial results for the organization. With this broader perspective, you'll provide recommendations aimed at optimizing client value, profitability, and sound risk management .

Are you known for your analytical mindset, autonomy, curiosity, and energy? Do your qualifications look like this?

What you'll accomplish with us

As a Senior Actuarial Analyst - Individual Insurance, Savings & Retirement you'll be at the core of our mission.

• Assess the expected profitability and inherent risks of individual products and the overall portfolio. Translate complex findings into clear insights for senior management and recommend strategies to optimize the risk-return profile, along with concrete solutions to mitigate risk.
• Review and update dividends for our participating products and conduct reviews of adjustable products while ensuring fair treatment of policyholders.
• Analyze the potential impacts of launching a new product or modifying an existing one on the composition of the in-force portfolio, financial results, and the organization's capital position.
• Contribute to the optimization and negotiation of our reinsurance agreements.
• Collaborate with underwriting and claims teams to enhance our practices and quantify their impact on profitability and risk mitigation.

What could accelerate your success in this role

We're looking for someone who:

• Holds a Bachelor's degree in Actuarial Science and an ACIA designation , with a demonstrated interest in obtaining the FCIA designation .
• Has a minimum of three years of relevant experience .
• Is proficient with tools such as Excel , with experience using AXIS considered an asset.
• Has strong communication skills and the ability to translate complex actuarial concepts into clear, accessible insights .
• Demonstrates strong analytical and problem-solving skills.
• Brings a strategic mindset, strong business acumen, and intellectual curiosity.
• Collaborates with impact through teamwork, influence, and the ability to build strong professional networks. You readily share knowledge, provide constructive feedback to help others grow, and demonstrate authenticity and openness to feedback.
• Demonstrates strong organizational and prioritization skills, with the ability to effectively manage competing priorities and meet deadlines.
• Is fluent in French and has intermediate proficiency in English ; as the successful candidate will communicate weekly with internal and external clients across Canada on a regular basis.

Why you'll love working with us

A work environment where learning and development merge with a collective pursuit of excellence;

A healthy, safe, fair, and inclusive environment where potential can be freely expressed and developed;

The opportunity to work in a hybrid environment, supported by flexibility and access to inspiring and innovative workspaces;

Competitive benefits : Flexible group insurance, competitive pension plan, stock purchase plan, vacation and wellness/personal development days, telemedicine, employee and family assistance program, ergonomic furniture program, performance bonus, discounts on iA products, and much more!

Location(s)

Quebec / 1080, Grande Allee West

Other Possible Location(s)

Montreal / 1981 McGill College Avenue

Company

iA Financial Group

Posting End Date

2026-11-23

Company Overview

iA Financial Group* is the strength of a company with a human side, with its over 8,000 employees. Together, we have earned the trust of our more than four million clients and 25,000 advisors who have chosen us for their insurance, savings, and wealth management.

With over $200 billion in assets and half a billion invested in technological innovation, we're a key player in the financial services industry in Canada and the United States. The secret to our success? Investing in you, one person at a time. Because, for over 125 years, we have believed that it's by supporting our employees and surrounding ourselves with the most reputable leaders in the industry, we will continue to innovate.

At iA, w