Actuarial Analyst – Individual Insurance, Savings & Retirement

iA Financial Group; Quebec; Hybrid; CAD 65,000 - 90,000; Full time

Benefits offered by this job

Flexible group insurance

Competitive pension plan

Stock purchase plan

Vacation and wellness days

Telemedicine

Employee and family assistance program

Discounts on iA products

Performance bonus

Job summary

iA Financial Group is seeking an Actuarial Analyst for Individual Insurance, Savings & Retirement in Canada. The role focuses on profitability assessment, risk analysis, and value optimization across products and portfolios.

You will translate complex results for senior leadership, support decision-making, and work closely with underwriting, claims, and reinsurance teams to strengthen profitability and risk management. Bilingual French-English capability is required.

Qualifications

• Bachelor’s degree in Actuarial Science.
• Actuarial internship experience.
• Working toward the ACIA designation.
• Fluent in French and intermediate English.

Responsibilities

• Assess the profitability and inherent risks of individual products and the portfolio.
• Translate complex findings into clear insights for senior management and recommend risk-return strategies.
• Review and update dividends for participating products; review adjustable products and ensure fair treatment of policyholders.
• Analyze impacts of launching or modifying products on in-force portfolio, financial results, and capital position.
• Contribute to optimization and negotiation of reinsurance agreements.
• Collaborate with underwriting and claims teams to quantify impact on profitability and risk mitigation.

Skills

Strong communication skills

French fluency

English intermediate

Analytical mindset

Education

Bachelor's degree in Actuarial Science

Job description

Job Description Actuarial Analyst – Individual Insurance, Savings & Retirement

Build the future with us Are you passionate about analysis, problem-solving, and mathematics? At iA Financial Group (iA), we’re looking for talented professionals like you to contribute to our growth strategy. Join us and become a key member of a team committed to delivering innovative solutions while supporting your professional development. At iA, our actuarial functions related to pricing, valuation, and risk management are brought together within one team. This integrated approach gives us an end-to-end view, from product design and the client experience to the actual financial results for the organization. With this broader perspective, you’ll provide recommendations aimed at optimizing client value, profitability, and sound risk management.

Main responsibilities

• Assess the expected profitability and inherent risks of individual products and the overall portfolio.
• Translate complex findings into clear insights for senior management and recommend strategies to optimize the risk-return profile, along with concrete solutions to mitigate risk.
• Review and update dividends for our participating products and conduct reviews of adjustable products while ensuring fair treatment of policyholders.
• Analyze the potential impacts of launching a new product or modifying an existing one on the composition of the in-force portfolio, financial results, and the organization’s capital position.
• Contribute to the optimization and negotiation of our reinsurance agreements.
• Collaborate with underwriting and claims teams to enhance our practices and quantify their impact on profitability and risk mitigation.

What could accelerate your success in this role

• Holds a Bachelor’s degree in Actuarial Science.
• Demonstrates strong communication skills and the ability to translate complex concepts into clear and accessible information.
• Demonstrates a strong ability to collaborate effectively and make an impact.
• Is recognized for strong organizational and prioritization skills.
• Has gained relevant experience through an actuarial internship and is working toward the ACIA designation.
• Is fluent in French and has an intermediate level of proficiency in English, as the role involves weekly communication with internal and external clients across Canada.

Why you’ll love working with us

• A work environment where learning and development merge with a collective pursuit of excellence;
• A healthy, safe, fair, and inclusive environment where potential can be freely expressed and developed;
• The opportunity to work in a hybrid environment, supported by flexibility and access to inspiring and innovative workspaces;
• Competitive benefits: Flexible group insurance, competitive pension plan, stock purchase plan, vacation and wellness/personal development days, telemedicine, employee and family assistance program, ergonomic furniture program, performance bonus, discounts on iA products, and much more!

Location(s)

Quebec / 1080, Grande Allee WestOther Possible Location(s) Montreal / 1981 McGill College AvenueCompany iA Financial Group Posting End Date 2026-11-10

Company Overview

iA Financial Group* is the strength of a company with a human side, with its over 8,000 employees. Together, we have earned the trust of our more than four million clients and 25,000 advisors who have chosen us for their insurance, savings, and wealth management. With over $200 billion in assets and half a billion invested in technological innovation, we’re a key player in the financial services industry in Canada and the United States. The secret to our success? Investing in you, one person at a time. Because, for over 125 years, we have believed that it’s by supporting our employees and surrounding ourselves with the most reputable leaders in the industry, we will continue to innovate. At iA, we’re invested in you. * iA Financial group includes the following entities: iA Services financiers, iA assurance auto et habitation, iA Gestion privée de patrimoine, PPI Management, Investia, iA Gestion de placements, Prysm, iA Clarington, Michel Rhéaume et associés, Garanties Nationales, WGI Manufacturing, WGI Service Plan Division, Lubrico, iA Financement auto

Our Commitment to Diversity and Inclusion

At iA Financial Group, we support and celebrate diversity. We strive to provide a workplace that is recognized as inclusive for all, regardless of ethnic origin, nationality, language, religious beliefs, gender, sexual orientation, age, marital status, family situation, or physical or mental disability. Please note that if you need help or assistance to make the recruitment process more accessible for you, please Contact us here. Someone from our team will be happy to assist you with your needs.

Technology and Artificial Intelligence in Recruitment

To optimize and support our recruitment process, iA Financial Group may use certain technological tools, including artificial intelligence. These tools support the work of our recruiters but do not replace their judgment. All hiring decisions continue to be made by authorized individuals within the organization. For more information, please refer to our Privacy Notice.

Further Recognition

As a reflection of our employees’ appreciation and engagement, iA once again stands out this year as one of Canada’s top employers according to Forbes. In 2026, iA Financial Group also ranks 1st among major publicly traded Canadian insurers. At iA Financial Group, our differences make us unique. We are committed to supporting and celebrating diversity because we believe that it is by bridging our differences that we will be stronger. Our employees’ wellbeing is our priority. We are also committed to creating a stimulating and safe work environment, in addition to offering a real work-life balance with our flexible work model. As a reflection of our employees’ appreciation, iA has been ranked as one of the top employers in Canada in 2023 by Glassdoor and Forbes.