Senior Actuarial Advisor, Auto Ratemaking

Desjardins Group; Toronto; On-site; CAD 110,000 - 170,000; Full time

Job summary

Desjardins Group is seeking a Senior Actuarial Advisor to join the Ontario Auto Personal Lines Ratemaking team. The role involves building segmentations, adjusting models for market behaviours, and delivering rate analyses to support profitability for a multi-billion dollar book.

You will file changes for approval, deploy rate updates, and collaborate across departments. Ideal candidates hold a related bachelor's degree, have at least six years of Auto ratemaking experience, and are progressing

Qualifications

• Bachelor's degree in a related field is required.
• Minimum of six years of relevant experience.
• Progress in CAS/CIA exams.
• Knowledge of French is required for positions in Quebec.

Responsibilities

• Create segmentations using modelling software.
• Adjust models for business strategies or market behaviours.
• Conduct rate level analyses and monitor portfolio performance.
• File and secure approval of rate and algorithm changes.
• Deploy rate changes and support project planning and execution.
• Coach less experienced actuarial professionals and review peers' work.
• Collaborate with underwriting, corporate actuarial, IT, and other partners.

Skills

Auto ratemaking experience

Business insight

Decision quality

Drive results

Persuades

Customer focus

Education

Bachelor's degree in a related field

CAS/CIA exams progress

Job description

Do you want to learn about DGIG’s best-in-class rate-making process for Ontario Auto? Do you want to put your knowledge of modelling to work? Are you eager to innovate and improve profitability for a multi-billion dollar book? The Ontario Auto Personal Lines Ratemaking team is looking for a candidate to join them as a senior actuarial advisor, you may be just the person we’re looking for!

More specifically, you will be required to:

• Create segmentations using various modelling software
• Adjust models for relevant business strategies or market behaviours
• Conduct overall rate level analyses
• Identify areas of improvements and find innovative solutions to make it more sophisticated and efficient
• File and secure approval of rate and algorithm changes
• Deploy rate changes
• Support project planning, development, execution and coordination
• Coach less experienced actuarial professionals
• Review peers' work
• Collaborate with other departments including underwriting, corporate actuarial, IT, and other business partners and stakeholders
• Perform monitoring activities with a view to assess the quality of our insurance portfolio and follow the rates, market share and insurance results of our competitors.

What we offer

• Competitive salary and annual bonus
• 4 weeks of flexible vacation starting in the first year
• Defined benefit pension plan that provides predictable, stable income throughout retirement
• Group insurance including telemedicine
• Reimbursement of health and wellness expenses and telework equipment
• Benefits apply based on eligibility criteria.

What you bring to the table

Bachelor's degree in a related field A minimum of six years of relevant experience Please note that other combinations of qualifications and relevant experience may be considered Extensive prior experience in Auto Ratemaking Progress in CAS/CIA exams Knowledge of French is required for positions in Quebec Business insight, Customer Focus, Decision quality, Drive results, Persuades Equity, Diversity, Inclusion and Accessibility

Equity, Diversity, Inclusion and Accessibility At Desjardins, we believe in equity, diversity and inclusion. We're committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve. If there's something we can do to help make the recruitment process or the job you're applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask!

Trade Union (If applicable) Job Family Actuarial Services (FG) Unposting Date 2026-09-9

Desjardins Group is the largest cooperative financial group in North America. We're the choice for over 52,000 employees and we're named one of Canada's top employers by Mediacorp and Forbes. We offer a full range of financial products and services and share our expertise in personal services, business services, wealth management, life and health insurance, and property and casualty insurance. Pursuing a career at Desjardins means being part of an organization that puts people first. The jobs you found aren’t the right fit? Introduce yourself: we want to know you!