Senior Actuarial Advisor, Auto Ratemaking

Desjardins; Mississauga; On-site; CAD 99,000 - 146,000; Full time

Benefits offered by this job

Competitive salary

Annual bonus

4 weeks vacation

Defined benefit pension plan

Group insurance including telemedicine

Telework equipment reimbursement

Job summary

Desjardins, in Ontario, is seeking a senior actuarial advisor for the Auto Personal Lines Ratemaking team. You will create segmentations, adjust models, and conduct rate level analyses to improve profitability and competitiveness.

Join a team responsible for rate changes, deployment, and collaboration with underwriting, IT, and other departments, while mentoring less experienced actuaries and monitoring portfolio performance.

Qualifications

• Bachelor's degree in a related field.
• A minimum of six years of relevant experience.
• Extensive prior experience in Auto Ratemaking.
• Progress in CAS/CIA exams.
• Knowledge of French is required for positions in Quebec.

Responsibilities

• Create segmentations using various modelling software
• Adjust models for relevant business strategies or market behaviours
• Conduct overall rate level analyses
• Identify areas of improvements and find innovative solutions to make it more sophisticated and efficient
• File and secure approval of rate and algorithm changes
• Deploy rate changes
• Support project planning, development, execution and coordination
• Coach less experienced actuarial professionals
• Review peers' work
• Collaborate with other departments including underwriting, corporate actuarial, IT, and other business partners and stakeholders
• Perform monitoring activities with a view to assess the quality of our insurance portfolio and follow the rates, market share and insurance results of our competitors.

Skills

Auto Ratemaking

Modelling software

Rate level analyses

Stakeholder collaboration

Coaching

French language

Education

Bachelor's degree in a related field

Job description

Required

Do you want to learn about DGIG’s best-in-class rate-making process for Ontario Auto? Do you want to put your knowledge of modelling to work? Are you eager to innovate and improve profitability for a multi-billion dollar book? The Ontario Auto Personal Lines Ratemaking team is looking for a candidate to join them as a senior actuarial advisor, you may be just the person we’re looking for! More specifically, you will be required to:

• Create segmentations using various modelling software
• Adjust models for relevant business strategies or market behaviours
• Conduct overall rate level analyses
• Identify areas of improvements and find innovative solutions to make it more sophisticated and efficient
• File and secure approval of rate and algorithm changes
• Deploy rate changes
• Support project planning, development, execution and coordination
• Coach less experienced actuarial professionals
• Review peers' work
• Collaborate with other departments including underwriting, corporate actuarial, IT, and other business partners and stakeholders
• Perform monitoring activities with a view to assess the quality of our insurance portfolio and follow the rates, market share and insurance results of our competitors.

What we offer*

• Competitive salary and annual bonus
• Salary range : $99 245 to $145 559 per year (Toronto suburbs) (may vary depending on the number of actuarial exams completed)
• 4 weeks of flexible vacation starting in the first year
• Defined benefit pension plan that provides predictable, stable income throughout retirement
• Group insurance including telemedicine
• Reimbursement of health and wellness expenses and telework equipment
• Benefits apply based on eligibility criteria.

#ONAC10*

What You Bring To The Table

• Bachelor's degree in a related field
• A minimum of six years of relevant experience
• Please note that other combinations of qualifications and relevant experience may be considered
• Extensive prior experience in Auto Ratemaking
• Progress in CAS/CIA exams
• Knowledge of French is required for positions in Quebec

Business insight, Customer Focus, Decision quality, Drive results, Persuades

Equity, Diversity, Inclusion and Accessibility

At Desjardins, we believe in equity, diversity and inclusion. We're committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve.

If there's something we can do to help make the recruitment process or the job you're applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask!

Trade Union (If applicable)

Job Family

Actuarial Services (FG)

Unposting Date

2026-09-9

This position is actually vacant.

Desjardins uses tools that incorporate artificial intelligence functionalities to screen or assess applicants as part of the recruitment process for this position.