Senior Account Manager Restructuring

National Bank of Canada; Montreal (administrative region); On-site; CAD 90,000 - 120,000; Full time

Benefits offered by this job

Health & Wellness

Pension Plan

Share Ownership

Employee Assistance

Banking Benefits

Community Involvement

Telemedicine

Sleep Clinic

Job summary

National Bank of Canada is seeking a Senior Account Manager, Restructuring within the Commercial High Risk Loan Management Unit. You will lead risk assessments, craft restructuring strategies, and negotiate terms to reduce credit losses while enhancing client experience.

You will collaborate with a small team, enjoy ongoing learning, and contribute to a supportive, diverse workplace. Travel may be required.

Qualifications

• Bachelor's degree in administration, accounting or related field with 7–10 years of relevant experience.
• Experience as Agribusiness/Commercial Account Manager or in commercial credit risk management.
• Knowledge of restructuring or collections is a plus.

Responsibilities

• Assess risk and develop restructuring strategies for defaulted or deteriorating loans.
• Support and supervise clients to restore profitability.
• Negotiate terms with stakeholders and maintain communications.
• Monitor the portfolio to maintain quality.
• Act as an expert across bank sectors and promote a win–win client approach.

Skills

Negotiation

Risk Management

Restructuring

Commercial Banking

Client Service

Education

Bachelor's degree in administration or related field

Job description

A career as a Senior Account Manager, Restructuring in the Commercial High Risk Loan Management Unit at National Bank means acting as a restructuring expert in the management of a Commercial financing portfolio. It's through your client service skills, negotiation skills and risk management experience that you have a positive impact on the Bank's credit loss reduction and client experience.

• Assess risk, develop restructuring strategies for defaulted/deteriorating loans and make credit recommendations accordingly
• Support and supervise clients in order to bring them back to profitability
• Maintain effective communications and negotiate terms of agreement with various stakeholders
• Ensure monitoring of the portfolio under management to maintain its quality
• Act as an expert with different sectors of the Bank
• Promote a win-win client approach

Your team

Within the Commercial High Risk Loan Management Unit (HRLMU), you are part of a team of 6 colleagues and you report to the Senior Director, HRLMU. Our team stands out for its expertise, proactivity, knowledge sharing and collaboration.

We favor a variety of forms of continuous learning to enrich your development, in particular learning in action, training content made available to you and working in collaboration with colleagues with diverse expertise and profiles.

Prerequisites

• Bachelor's degree in administration, accounting or other field related to the sector of activity and 7 to 10 years of relevant experience
• Experience as a Agribusiness and Commericial Account Manager OR inCommercial credit risk management
• Mastery of Commercial products, guarantees and processes
• Knowledge of restructuring or collection; an asset
• Negotiation skills, agility and client centricity
• Ability to manage priorities and difficult relationships
• Availability for travel

Languages: French, English

Reason to require this language: you will need to serve clients who speak a language other than French regularly.

Required skills: Artificial Intelligence, Cybersecurity, Diversity & Inclusion, Empathy, Initiative, Learning Agility, Resiliency, Teamwork

We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.

Your benefits

• Health and wellness program, including many options
• Flexible group insurance
• Generous pension plan
• Employee Share Ownership Plan
• Employee and family assistance program
• Preferential banking services
• Involvement in community initiatives
• Telemedicine service
• Virtual sleep clinic

Making a bold move in a people-first environment

We’re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people’s lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier-free and accessible environment to all employees.

We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?