Residential Mortgage Underwriter: Detail-Driven & Impactful

Shinhan Bank Canada; Toronto; On-site; CAD 70,000 - 90,000; Full time

Job summary

Shinhan Bank Canada is seeking an Underwriter for Residential Mortgage to support the underwriting team and related operations. The role reports to the Senior Manager, Residential Mortgage and entails preparing reports, reviewing applications, appraisals and registrations, and recommending lending decisions.

The candidate will collaborate across branches, regulators and legal teams, ensuring accurate credit assessments and timely processing within a fast-paced banking environment.

Qualifications

• Bachelor’s degree required, preferably in business or finance.
• 3+ years of work experience preferred, ideally in a Canadian financial institution.
• Strong communication skills (verbal and written).
• Proficiency in Word, Excel, PowerPoint.
• Extreme attention to detail.
• Ability to work in a team and interact with all levels.
• Able to prioritize, work under pressure and meet deadlines.
• Legally eligible to work in Canada.

Responsibilities

• Prepare reports, files and documents in support of the Residential Underwriting team function.
• Review residential mortgage applications: perform credit assessment, communicate with branch/relationship managers and prepare analysis opinion.
• Review and analyze appraisal reports.
• Recommend decision on residential mortgage applications to approval authority.
• Review and request approval for registration of new appraisal company or mortgage brokerage.
• Register residential mortgage application in the Bank’s core banking system.
• Instruct relevant department to process legal document and to send instructions to solicitors.
• Other duties as required by Department.

Skills

Strong communication skills (verbal an

Microsoft Office proficiency

Attention to detail

Team collaboration

Deadline-oriented

Education

Bachelor’s degree in business or finance

Tools

Microsoft Office (Word, Excel, PowerPoint)

Job description

Shinhan Bank Canada is seeking an Underwriter for Residential Mortgage to support the underwriting team and related operations. The role reports to the Senior Manager, Residential Mortgage and entails preparing reports, reviewing applications, appraisals and registrations, and recommending lending decisions.

The candidate will collaborate across branches, regulators and legal teams, ensuring accurate credit assessments and timely processing within a fast-paced banking environment.