Quality Assurance Analyst - Automotive Finance, Anjou, QC

Scotiabank; Montreal; On-site; CAD 65,000 - 90,000; Full time

Job summary

Scotiabank is seeking a Quality Assurance Analyst for Automotive Finance based in Anjou, QC. You will ensure compliance with lending and CDLSI policies, assess risk, and drive process improvements within a high-performing team.

The role requires strong knowledge of policy, risk management, and English/French collaboration with teams in Toronto and beyond. You will contribute to effective controls, incident prevention, and regulatory adherence in daily operations.

Qualifications

• Expert understanding of Lending/Income/Funding policies and procedures with experience in loan originations.
• Strong knowledge of CDLSI policies, procedures, and processes.
• Thorough knowledge of legislative, governance or regulatory rules, KYC policies, and AML/ATF guidelines.
• Understanding of credit policy guidelines and how they align with bank processes.
• Proficiency with standard office applications.

Responsibilities

• Champions a customer focused culture to deepen client relationships and leverage bank relationships and knowledge.
• Contributes to risk prevention by ensuring documentation and processes are supported by policy; conducts regular compliance and risk assessments.
• Ensures day-to-day activities meet operational risk, regulatory compliance risk, AML/ATF risk, and conduct risk requirements.
• Supports a high-performance environment and development planning for the team.

Skills

Lending policies

CDLSI policies

KYC rules

Regulatory knowledge

Office skills

Tools

Microsoft Office

Job description

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Title: Quality Assurance Analyst - Automotive Finance, Anjou, QC

Requisition ID: 276262 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

Is this role right for you? In this role, you will:

• Champions a customer focused culture to deepen client relationships and leverage broader bank relationships, systems and knowledge.
• Contributes to the prevention of credit and operational risk to the bank by: Ensuring that all documentation and system processes are supported by policy and procedure; completing regular compliance and risk assessments for Lending and CDLSI on a selection of booked loans and worked accounts; identifying and bringing material control weaknesses to the attention of the Senior Manager, Portfolio Quality; developing recommendations to further minimize risk which include recording, tracking and reporting; identifying compliance error trends and developing processes to reduce the frequency and severity; reviewing departmental policy and process to identify potential and emerging issues that may impact the review plan.
• Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.
• Actively pursues effective and efficient operations of their respective areas, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk and conduct risk, including but not limited to responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, AML/ATF Global Handbook and the Guidelines for Business Conduct.
• Champions a high-performance environment and implements a people strategy that attracts, retains, develops and motivates their team by fostering an inclusive work environment, communicating vison/values/business strategy and managing succession and development planning for the team.

Do you have the skills that will enable you to succeed in this role? We'd love to work with you if you have:

• The incumbent requires an expert understanding of Lending/Income/Funding policies and procedures with experience in loan originations,
• An intermediate understanding of CDLSI policies, procedures, and processes,
• Strong knowledge of legislative, governance or regulatory rules, KYC policies, and Anti-Money Laundering/Anti-Terrorist guidelines,
• Thorough knowledge of the credit policy guidelines / practices in the division and how it aligns with overall Bank processes / procedures,
• Strong PC skills, thorough knowledge of Office applications.

In addition to French, the successful candidate must also have sufficient knowledge of English, as the work involves interacting and collaborating regularly with groups and individuals based in Toronto, as well as constantly interacting with other people, including clients, who speak English, locally and elsewhere.

Location(s): Canada : Quebec : Anjou Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.