Portfolio Manager

Bank of Montreal; Toronto; On-site; CAD 50,000 - 100,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Accident and life insurance

Retirement savings plans

Job summary

BMO Financial Group in Toronto, Ontario is seeking a Portfolio Manager, Treasury & Payment Solutions to manage a portfolio of commercial clients, optimize cash flow, liquidity, and streamline payment operations through treasury management solutions.

You will act as a trusted advisor, deepen client relationships, deliver tailored treasury and payment recommendations, lead product discussions, and coordinate onboarding with internal teams to ensure timely delivery.

Qualifications

• Bachelor's degree in Business Administration, Finance, Accounting, or related field; or equivalent experience.
• 4–6 years of experience in treasury management, cash management, commercial banking, or related area.
• Proven success in portfolio management, relationship management, or business development.

Responsibilities

• Manage and grow a client portfolio, serving as primary relationship manager for commercial clients.
• Deliver consultative treasury and cash management strategies to improve working capital and liquidity.
• Drive new business opportunities within the portfolio and coordinate pricing and implementation strategies.
• Ensure onboarding success with internal teams and manage milestones and documentation.
• Maintain risk controls and regulatory compliance across client activities.

Skills

Relationship management

Treasury management

Cash management

Financial analysis

Strategic planning

Negotiation

Education

Bachelor's degree in Business Administration/Finance

Tools

CRM software

Treasury software

Job description

Application Information

Application Deadline: 11/28/2026

Address: 20 Erb Street West

Job Family Group: Commercial Sales & Service Portfolio Manager

Role Overview

Drive client success through innovative treasury and payment solutions. Are you passionate about building strong client relationships, delivering strategic financial solutions, and driving business growth? Join our team as a Portfolio Manager, Treasury & Payment Solutions, where you’ll partner with commercial clients to optimize cash flow, enhance liquidity, and streamline payment operations through industry-leading treasury management solutions. In this client-focused role, you will act as a trusted advisor, managing a portfolio of business clients while identifying opportunities to deepen relationships and deliver tailored treasury and payment solutions that support their growth and operational efficiency.

What You'll Do

• Manage and Grow a Client Portfolio Serve as the primary relationship manager for a portfolio of commercial clients, developing deep knowledge of their business objectives and financial needs. Build and maintain trusted, long-term relationships with key decision-makers and stakeholders. Identify opportunities to expand client relationships through treasury management, cash management, and payment solutions.
• Deliver Strategic Treasury Solutions Provide consultative advice on treasury and cash management strategies that help clients improve working capital, liquidity, and operational efficiency. Analyze client financial and industry data to develop customized recommendations and solution strategies. Introduce innovative products, services, and digital capabilities aligned to client needs and market trends.
• Drive Business Development Proactively identify, develop, and close new business opportunities within the portfolio. Lead client discussions regarding product offerings, pricing, and implementation strategies. Promote adoption of industry-leading treasury and payment solutions, creating value for clients and the bank.
• Ensure an Exceptional Client Experience Coordinate implementation activities and partner with internal teams to ensure successful onboarding and timely delivery of solutions. Manage documentation, pricing, and project milestones throughout the implementation process. Continuously identify opportunities to improve processes and elevate the client experience.
• Manage Risk and Compliance Ensure adherence to all regulatory requirements, operational controls, and risk management standards. Monitor account activity and operational processes to identify potential risks and implement appropriate escalation procedures. Exercise sound judgment and risk-informed decision-making to protect clients and the bank.

What You'll Bring

• Qualifications Bachelor's degree in Business Administration, Finance, Accounting, or a related field, or an equivalent combination of education and experience.
• 4-6 years of experience in treasury management, cash management, commercial banking, financial services, or a related area.
• Demonstrated success in portfolio management, relationship management, or business development.
• Strong communication, negotiation, analytical, and problem-solving skills.
• Ability to manage multiple priorities in a fast-paced environment.

Preferred Experience & Skills

• Treasury Management
• Cash Management & Liquidity Solutions
• Payments & Digital Banking Technologies
• Commercial Client Relationship Management
• Financial Analysis
• Risk Assessment & Mitigation
• Regulatory Compliance
• Data Analysis & Reporting
• Project Coordination
• Process Improvement

Why Join Us?

• Manage a portfolio of sophisticated commercial clients and become a trusted financial advisor.
• Work alongside experienced banking and treasury professionals in a collaborative environment.
• Help businesses achieve stronger financial performance through innovative treasury and payment solutions.
• Access ongoing career development and advancement opportunities.
• Make a meaningful impact on both client success and business growth.

Compensation

Salary: $50,000.00 - $100,000.00 Pay Type: Salaried The above represents BMO Financial Group’s pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position. BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards.

Benefits

• BMO also offers health insurance
• tuition reimbursement
• accident and life insurance
• retirement savings plans

To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset. To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is a leading bank driven by a single purpose: to Boldly Grow the Good in business and life. Everywhere we do business, we’re focused on building, investing and transforming how we work to drive performance and continue growing the good. Who we are We’re proud to be fueling growth and expanding possibilities for individuals, families and businesses. More than 12 million customers count on us for personal and commercial banking, wealth management and investment services. As the 8th largest bank in North America by assets, we provide personal and commercial banking, wealth management and investment services to more than 12 million customers. In Canada, the United States and across the globe, we’ll continue to build, invest and transform to drive performance that serves the good that grows.

Inclusion and Accessibility

• BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives.
• Accommodations are available on request for candidates taking part in all aspects of the selection process.