Cash Management Specialist, Private Wealth

Bank of Montreal; Montreal; On-site; CAD 56,000 - 120,000; Full time

Benefits offered by this job

Total compensation varies with paytype

Health insurance

Tuition reimbursement

Life insurance

Retirement savings plans

Job summary

BMO is seeking a seasoned professional to drive cash management sales and service objectives in Canada. You will partner with banking teams, develop proposals, and grow the business through effective pricing and solutions. A strong network and strategic mindset are essential.

You will deliver expert guidance, manage a diverse client portfolio, and ensure regulatory and risk guidelines are followed. This role emphasizes relationship-building and sustained performance across markets.

Qualifications

• Typically 4–6 years of relevant experience and a related post-secondary degree.
• In-depth knowledge of cash management products and services.
• In-depth knowledge of business investment and lending products.
• In-depth knowledge of Personal and Commercial banking products and services.
• Strong verbal and written communication.
• Collaboration and teamwork skills.
• Analytical and problem-solving skills.
• Influence and data-driven decision making.

Responsibilities

• Provide professional cash management advice and support to banking partners and clients to meet sales and service objectives.
• Develop business strategies with partners to grow the business.
• Review market performance and sales opportunity pipelines to drive results.
• Participate in deal teams to develop proposals for new opportunities.
• Build an external network to identify new business opportunities.
• Deliver exceptional customer service and maintain long-term relationships.
• Ensure alignment with internal guidelines and controls.

Skills

Cash management products

Investment & lending products

Banking products

Technical proficiency

Verbal & written communication

Collaboration

Analytical thinking

Influence skills

Data-driven decision making

Education

Post-secondary degree or equivalent

Job description

Application

Application Deadline: 12/03/2026

Address: 1250 boul Rene Levesque Ouest

Job Family Group: Commercial Sales & Service

Responsibilities

Provides professional, knowledgeable cash management advice and support to banking partners / stakeholders and their clients to drive the achievement of cash management sales and service objectives and support the delivery of the desired customer experience. Applies business development strategies and collaborates with other BMO partners to grow the business and achieve goals. Reviews and monitors performance of the assigned market and sales opportunity pipeline to drive results. Participates in deal teams to develop, present proposals / pitches for new opportunities. Develops an effective external network to support the identification of new business opportunities. Delivers exceptional customer service that builds trust through expertise, responsive service and support. Develops and maintains long-term, profitable relationships and expands our share of wallet with a portfolio. Provides subject matter expertise and assistance with complex deal structuring. Acts timely, efficiently, and independently, taking ownership of client satisfaction. May include focused calling and pipeline management activities. Provides subject matter expertise on market conditions and trends to maintain a high level of environmental awareness. Works jointly with partners and stakeholders to develop non-standard/negotiated pricing agreements for cash management customers. Provides advice and guidance to assigned business/group on implementation of solutions. Helps determine business priorities and best sequence for execution of business / group strategy. Conducts independent analysis and assessment to resolve strategic issues. Supports the execution of strategic initiatives in collaboration with internal and external stakeholders. Builds effective relationships with internal/external stakeholders. Ensures alignment between stakeholders. Breaks down strategic problems, and analyzes data and information to provide insights and recommendations. Monitors and tracks performance and addresses any issues. Supports product change management initiatives with tasks typically focused on execution and sustainment activities. Supports cash management product implementation and financial transaction set-up. Provides coaching and expertise on product and processes to enhance the knowledge, capabilities of other team members and business partners. Provides input into the planning and implementation of operational programs. Ensures internal guidelines and controls are in place to support management decision-making that protects the Bank's assets. Follows corporate policies, operating directives, laws and regulatory requirements. Makes recommendations to improve BMO processes and systems. Executes work to deliver timely, accurate, and efficient service. Plans, executes and fulfills cash management product solutions sales and services activities in alignment with standards. Provides product and process knowledge to stakeholders (e.g. product information, pricing, implementation timeframes, requirements, etc.). Identifies risks and takes appropriate actions to mitigate impacts and maintain operational integrity. Stays abreast of client needs, industry trends and best practices, and the regulatory environment as it relates to the products and services provided. Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus. Exercises judgment to identify, diagnose, and solve problems within given rules. Works independently on a range of complex tasks, which may include unique situations. Broader work or accountabilities may be assigned as needed. Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents (Frameworks, Policies, Standards, Procedures and Supporting documents), laws and regulations.

Qualifications

Typically between 4 - 6 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience. Knowledge of cash management products and services – In-depth. Knowledge of business investment and lending products – In-depth. Knowledge of Personal and Commercial banking products and services - In-depth Technical proficiency gained through education and/or business experience. Verbal & written communication skills - In-depth. Collaboration & team skills - In-depth. Analytical and problem solving skills - In-depth. Influence skills - In-depth. Data driven decision making - In-depth.

Salary

Salary: $55,500.00 - $120,000.00 Pay Type: Salaried The above represents BMO Financial Group’s pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

Benefits

• BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards.
• BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans.

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other's differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

BMO is a leading bank driven by a single purpose: to Boldly Grow the Good in business and life. Everywhere we do business, we're focused on building, investing and transforming how we work to drive performance and continue growing the good. Who we are We're proud to be fueling growth and expanding possibilities for individuals, families and businesses. More than 12 million customers count on us for personal and commercial banking, wealth management and investment services. As the 8th largest bank in North America by assets, we provide personal and commercial banking, wealth management and investment services to more than 12 million customers. In Canada, the United States and across the globe, we'll continue to build, invest and transform to drive performance that serves the good that grows.