Personal Lines Underwriter II

Heartland Farm Mutual Inc.; Waterloo; Hybrid; CAD 50,000 - 85,000; Full time

Job summary

An established industry player is seeking a Personal Lines Underwriter II to join their dynamic team in Waterloo. This role offers a unique opportunity to underwrite and negotiate insurance policies while providing exceptional customer service. With a focus on personal growth, you will engage with a supportive team that values your contributions. The company promotes a hybrid work model, allowing you to enjoy the flexibility of working from home while collaborating with colleagues. If you're ready to make a meaningful impact in the insurance sector, this is the perfect opportunity for you.

Benefits

Health and dental coverage

Generous pension plan

Incentive plan

Hybrid work model

Qualifications

• 3-5 years of experience in the insurance industry.
• Strong analytical and decision-making abilities.

Responsibilities

• Underwrite and negotiate medium complexity renewals and new business.
• Manage underwriting portfolio and ensure compliance with regulations.

Skills

Analytical Skills

Communication Skills

Negotiation Skills

Critical Thinking

Mathematics

Education

Post-secondary education

CIP designation (working towards)

Job description

Located in Ontario and Nova Scotia, Heartland Mutual Insurance strives to be the Best Mutual. Our team of talented and dedicated professionals challenge the norm and strive to be extraordinary. It’s all about fulfilling our promise with a personal approach. With our team, you’ll bring this purpose to life every day by living our values, being open to change, and pursuing your career aspirations.

Heartland Mutual Insurance has an excellent opportunity in our Underwriting Department for a Personal Lines Underwriter II.

Personal Lines Underwriter II – Waterloo, Ontario

What you will do…

• Underwrite and negotiate medium complexity renewals, policy endorsements, and new business.
• Gather background information on potential customers and analyse all relevant data to determine risk levels.
• Prepare terms and conditions of insurance policies.
• Underwriting portfolio management, working within the company operational plan to understand and apply underwriting philosophy to write a profitable book of business.
• Provide exemplary customer experience and manage the development of internal and external stakeholders.
• Negotiate terms and conditions of risk acceptance with brokers.
• Ensure day-to-day underwriting practices confirm to all necessary regulatory obligations.
• Product and pricing management, understanding and implementing company marketing strategies; assist management in development of products, pricing, and services.
• Identify and communicate trends to management.
• Participate in, or provide, training and development initiatives.

What you will bring…

• 3-5 years of experience working in the insurance industry.
• Post-secondary education, working towards CIP designation.
• Exemplary analytical skills and and the ability to make informed decisions.
• Effective communication and interpersonal skills, both written and verbal.
• Negotiation and interpersonal skills, with the ability to influence decisions and negotiate strategically.
• Analytical and critical thinking skills, including the ability to determine how to grow business profitability through assessment and analysis of individual risks.
• Excellent math and statistics skills.
• The ability to work with customers from a range of backgrounds.

What we offer…

In return, we’ll give you countless opportunities to learn and grow. You’ll be empowered to be your best self, do your best work, and make a meaningful impact. Here, you can help shape the future of insurance, win as a team, and grow with us.

At Heartland our benefits are great and include not only health and dental coverage, but also a generous pension plan. All staff members share in our company’s success through our incentive plan. And with our hybrid work model, you get the best of both worlds – the ability to collaborate and connect with great colleagues and enjoy the benefits of working from home.

Intrigued? We can’t wait to hear from you!

If you have the qualifications we are seeking and would thrive in a work environment where you are valued and respected, please apply on the company website. Accommodations are available on request for candidates taking part in all aspects of the selection process.

A Place Where YOU Can Make a Difference! Proudly Canadian. Mutually Owned.