Mortgage Specialist - Toronto

Scotiabank; Toronto; Híbrido; CAD 60.000 - 120.000; Tempo integral

Benefícios oferecidos por esta vaga

Fully commission-based earnings

Benefits package (health, dental, and

Retirement savings plans

Access to Realtor Partners Program

One-on-one underwriting support

Scotia Mortgage+ Program

Remote work options

Professional development

Resumo da vaga

Scotiabank is seeking a Mortgage Specialist to join the Downtown Toronto team as a Home Financing Advisor. You will leverage banking expertise to advise clients on mortgage options, build strong relationships, and drive sales through a commission-based structure while staying mobile to meet client needs.

The role emphasizes trust, transparent guidance, and exceptional service, with flexible work arrangements and ongoing professional development within a leading bank.

Qualificações

• Minimum of 3 years of proven success in the mortgage industry or a related field.
• Strong commitment to trust development, client experience and service.
• Excellent communication, negotiation and interpersonal skills.
• Entrepreneurial mindset with drive to succeed in a commission-based sales environment.

Responsabilidades

• Build lasting relationships with clients, referral partners and community stakeholders to generate mortgage opportunities and referrals.
• Provide tailored mortgage advice aligning with clients' financial goals and objectives.
• Build trust by delivering transparent advice, maintaining rapport and open communication.
• Prioritize client experience by understanding needs and ensuring a seamless mortgage application process.
• Collaborate with internal teams, including underwriters, to facilitate timely approvals and closings.
• Remain mobile to be accessible and accommodate clients’ preferences.

Conhecimentos

Client relationships

Negotiation

Communication

Influence

Entrepreneurial mindset

Ferramentas

CRM software

Descrição da vaga

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Title: Mortgage Specialist - Downtown Toronto

Requisition ID: 259326
Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

Join us as we build a high-performing, purposed driven, winning sales team, anchored by an inclusive, client-focused culture.

Job Purpose:

We are currently seeking a passionate and results-driven Home Financing Advisor (HFA) to join our team. In this role, you will have the opportunity to leverage your expertise in banking, influencing, trust development, and client experience to build strong relationships, provide expert mortgage advice, and drive mortgage sales. With a commission-based compensation structure and the flexibility of a mobile role, this position is ideal for individuals who are entrepreneurial, enthusiastic about making a positive impact and thrive in a results-driven environment.

Key Responsibilities:

• Build lasting relationships with clients, referral partners, and community stakeholders to generate mortgage opportunities and referrals.
• Utilize your banking expertise and communication skills to provide tailored mortgage advice that align with clients’ financial goals and objectives.
• Focus on building trust by delivering transparent and honest advice, building rapport, and maintaining open communication throughout the mortgage process.
• Prioritize client experience by understanding client needs, delivering personalized service, and ensuring a seamless mortgage application process.
• Collaborate with internal teams, including underwriters, to facilitate timely mortgage approvals and closings while adhering to regulatory requirements.
• Remain mobile to be accessible and accommodate clients’ preferences.
• Stay informed about market trends, mortgage products, and industry regulations to provide informed advice and maintain a competitive edge in the market.

Qualifications:

• Minimum of 3 years of proven success in the mortgage industry, or a related field.
• Strong commitment to trust development, client experience, and delivering exceptional service.
• Excellent communication, negotiation, and interpersonal skills, with the ability to influence and build rapport with clients and stakeholders.
• Entrepreneurial mindset with a drive to succeed in a commission-based sales environment.

What’s in it for you?

• Fully commission-based compensation structure with unlimited earning potential.
• Comprehensive benefits package, including health, dental, and retirement savings plans.
• Access to our Key Realtor Partners Program enabling you to build lasting relationships with your referral sources.
• Market leading dedicated underwriting model gives you one-on-one access to your own underwriter.
• Competitive advantage with our industry leading Scotia Total Equity Program allowing you to provide clients with holistic financial advice.
• Bespoke programs designed for the unique needs of key client segments.
• Leverage the full Retail Bank and anchor clients through the Scotia Mortgage+ Program and Scene+ loyalty offerings.
• Ability to build your own support team once you surpass a minimum sales threshold.
• Ongoing training and professional development opportunities.
• Flexible work arrangements, including remote work options.
• Be part of a high performing team, committed to creating and fostering a diverse and inclusive team culture.

#HFA26

Location(s): Canada : Ontario : Toronto
Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.
At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and we are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here .