Mortgage Specialist - Downtown Toronto

Scotiabank; Toronto; On-site; CAD 70,000 - 120,000; Full time

Benefits offered by this job

Comprehensive benefits

Remote work options

Career development opportunities

Job summary

Scotiabank in Downtown Toronto is seeking a Mortgage Specialist to join a high-performing, client-focused team. You will build relationships, provide mortgage advice, and drive mortgage sales in a commission-based role with mobility and flexible work options.

Ideal candidates will have strong communication and negotiating skills, a proven mortgage background, and an entrepreneurial mindset focused on delivering a best-in-class client experience.

Qualifications

• Weeks of mortgage industry experience with proven results.
• Strong focus on trust development and client experience.
• Excellent communication, negotiation and interpersonal abilities.
• Entrepreneurial mindset with a drive to succeed in a commission-based environment.

Responsibilities

• Build lasting client relationships, referral partners and community connections to generate mortgage opportunities.
• Provide tailored mortgage advice aligning with clients' financial goals.
• Deliver transparent, honest guidance and maintain open communication through the mortgage process.
• Ensure a seamless application experience with a client-centric approach.
• Collaborate with underwriters and internal teams to facilitate timely approvals while adhering to regulations.
• Remain mobile to accommodate client preferences and stay informed about market trends.

Skills

Mortgage sales experience

Client relationship building

Communication skills

Negotiation skills

Influence and rapport

Job description

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Title: Mortgage Specialist - Downtown Toronto

Requisition ID: 259326
Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

Join us as we build a high-performing, purposed driven, winning sales team, anchored by an inclusive, client-focused culture.

Job Purpose:

We are currently seeking a passionate and results-driven Home Financing Advisor (HFA) to join our team. In this role, you will have the opportunity to leverage your expertise in banking, influencing, trust development, and client experience to build strong relationships, provide expert mortgage advice, and drive mortgage sales. With a commission-based compensation structure and the flexibility of a mobile role, this position is ideal for individuals who are entrepreneurial, enthusiastic about making a positive impact and thrive in a results-driven environment.

Key Responsibilities:

• Build lasting relationships with clients, referral partners, and community stakeholders to generate mortgage opportunities and referrals.
• Utilize your banking expertise and communication skills to provide tailored mortgage advice that align with clients' financial goals and objectives.
• Focus on building trust by delivering transparent and honest advice, building rapport, and maintaining open communication throughout the mortgage process.
• Prioritize client experience by understanding client needs, delivering personalized service, and ensuring a seamless mortgage application process.
• Collaborate with internal teams, including underwriters, to facilitate timely mortgage approvals and closings while adhering to regulatory requirements.
• Remain mobile to be accessible and accommodate clients’ preferences.
• Stay informed about market trends, mortgage products, and industry regulations to provide informed advice and maintain a competitive edge in the market.

Qualifications:

• Minimum of 3 years of proven success in the mortgage industry, or a related field.
• Strong commitment to trust development, client experience, and delivering exceptional service.
• Excellent communication, negotiation, and interpersonal skills, with the ability to influence and build rapport with clients and stakeholders.
• Entrepreneurial mindset with a drive to succeed in a commission-based sales environment.

What’s in it for you?

• Fully commission-based compensation structure with unlimited earning potential.
• Comprehensive benefits package, including health, dental, and retirement savings plans.
• Access to our Key Realtor Partners Program enabling you to build lasting relationships with your referral sources.
• Market leading dedicated underwriting model gives you one-on-one access to your own underwriter.
• Competitive advantage with our industry leading Scotia Total Equity Program allowing you to provide clients with holistic financial advice.
• Bespoke programs designed for the unique needs of key client segments.
• Leverage the full Retail Bank and anchor clients through the Scotia Mortgage+ Program and Scene+ loyalty offerings.
• Ability to build your own support team once you surpass a minimum sales threshold.
• Ongoing training and professional development opportunities.
• Flexible work arrangements, including remote work options.
• Be part of a high performing team, committed to creating and fostering a diverse and inclusive team culture.

#HFA26

Location(s): Canada : Ontario : Toronto
Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

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