Manager, Risk & Insurance

Canadian Tire Financial Services; Toronto; Hybrid; CAD 79,000 - 131,000; Full time

Benefits offered by this job

Comprehensive benefits

Retirement programs

Performance incentives

Continuing Education

Product discounts

Job summary

Canadian Tire Corporation, Limited seeks a seasoned risk and insurance professional to advance the organization’s risk management program. You will assess exposures, coordinate insurance placements, and lead claims oversight while partnering with internal teams and external partners to protect the brand and assets.

The role emphasizes strong leadership, data-driven risk analysis, and collaboration across departments to align with business goals and regulatory requirements.

Qualifications

• University degree or College diploma in a business-related discipline; CRM/CIP or equivalent designation, or progressing towards completion.
• Minimum 5 years in corporate risk management and insurance or related claims management.
• Strong leadership with mentoring experience.
• Proficient MS Office skills including Copilot; willingness to learn advanced skills.
• Excellent communication and presentation skills.
• French bilingualism would be an asset.

Responsibilities

• Develop/administer insurance and risk management programs and strategies.
• Conduct statistical analysis of loss information and identify trends for loss prevention.
• Foster relationships with internal stakeholders, brokers, carriers, and TPAs.
• Evaluate services and negotiate renewals with brokers and consultants.
• Oversee claims intake and handling; manage litigation and large property losses.
• Prepare reporting for Audit Committee and Board on insurance and claims outcomes.

Skills

Risk management

Insurance program

Leadership

Communication

Microsoft Office

Copilot

Education

CRM/CIP designation or progress towards

University degree or College diploma in business

Tools

Copilot

Job description

What you’ll do

Reporting to the AVP, Insurance and Environment, you will play a key role in supporting the organization’s risk management and insurance program. Your work will help identify, assess, and mitigate risks while contributing to the overall protection of the business, its assets, brand and reputation. We are looking for a proactive, detail-oriented professional with strong analytical capabilities, exceptional relationship management skills, and a passion for continuous improvement.

• Operational: Develop/administer insurance and risk management programs and strategies as set out by senior management Conduct statistical analysis of loss information and identify trends for loss prevention with the objective of reducing operational and reputational risk across the organization Develop and maintain strong relationships and open communication with business unit leaders to promote awareness of risk management practices, procedures and culture Participate as key member of Product Compliance Committee to help facilitate key decisions with respect to product safety, quality, and liability Foster strong relationships with internal stakeholders, insurance brokers, carriers, third party claims adjusters, and other key risk professionals Evaluate services and negotiate contract renewal and compensation for insurance brokers, consultants, and third-party claims administrators (TPAs) Attend annual site visits to key facilities by insurers and support risk control efforts by gathering information and responding to any related recommendations for improvement Provide consultation on third party contracts and make recommendations specific to indemnity and insurance requirements, based on risk exposure and appetite Conduct all insurance related due diligence and reviews of acquisitions and new business initiatives Manage and mentor all reporting positions
• Claims: Oversee the claims intake and handling process for all business units and take lead on managing litigation claims and large first party property losses, while making key decisions on reporting and handling strategies Work closely with insurers, third party claims adjusters, and defense counsel to appropriately evaluate and manage all insurance claim activity across the enterprise to protect CTC’s brand and ensure compliance with all legal requirements and timelines Engage with Merchandise teams to procure evidence and information as it relates to product liability claims Prepare regular claim accounting reports and reconciliations to ensure adequate trust account funding is available Monitor and evaluate progress of claims management by conducting quarterly KPI review of third-party adjusters’ activities and outcomes
• Renewal: Support all activities required to facilitate the placement and renewal of all corporate insurance policies and bonds Ensure that operational risks are insured at adequate levels and with the appropriate retentions; negotiate premiums, retentions and other aspects of all commercial insurance and other forms of risk transfer Continued evaluation of insurance portfolio to ensure policy terms and conditions adequately address exposures, new initiatives, and emerging risks, where appropriate Review insurance policies for accuracy and coverage familiarity; order policy wording changes and improvements as required and necessary for new exposures Stay current with competitive trends and insurance marketplace issues and best practices Prepare reporting to Audit Committee and Board of Directors on developments and outcomes associated with the placement and annual renewal of the insurance programs and claims activity

What you bring

• University degree or College diploma in a business-related discipline Canadian Risk Management (CRM), Chartered Insurance Professional (CIP) or equivalent designation, or progressing towards completion
• Minimum 5 years of experience in a corporate risk management and insurance function (preferably retail, real estate or financial services) or related claims management background
• Strong leadership skills with demonstrated success in managing, mentoring and developing others
• Proficient intermediate Microsoft Office Suite skills, including Copilot, and willingness to learn advanced skills
• Excellent communication and presentation skills
• French bilingualism would be an asset.

We’re always looking for great talent! In addition to competitive pay, we offer:

• Comprehensive benefits and retirement programs
• Performance incentives, Continuing Education Programs
• Other perks to support your well-being
• Career growth opportunities and product discounts

Broadband Salary Range: $79,000 – $131,000 CAD. Our typical hiring range is between $105,000 and $115,000 CAD. Salary decisions are also dependent on other factors such as your experience, industry benchmarks, internal equity and other role-specific requirements. For critical roles, the compensation offering will be reviewed to ensure alignment with market rate and conditions and the unique value you bring to the role.

#LI-GT1 This posting represents an existing vacancy within our organization. We may use artificial intelligence tools as part of our recruitment process to assist in the initial screening of resumes. All hiring decisions, including candidate evaluation, selection, and disposition, are made by human recruiters.

About Us

Canadian Tire Corporation, Limited (“CTC”) is one of Canada’s most admired and trusted companies. With more than 90 Owned Brands, over 1,600 retail locations, financial services, exemplary e-commerce capabilities, and exciting market‑leading merchandising strategies. We dream big and work as one to innovate with purpose for our customers at every level of our business, investing in new technologies and products, and doubling down on top talent to drive the company forward. We offer competitive salaries and wages to CTC employees, as well as store discounts, supported learning through our Triangle Learning Academy, Canadian Tire Profit Sharing, and retirement and savings programs for eligible employees. As part of our enhanced flex benefits program, we offer mental health benefits in the amount of $5,000 per year for benefits‑eligible employees and their families, including total well‑being, and mental health tools and resources for all employees.

Join us in helping to make life in Canada better through living and working our Core Values: we are innovators and entrepreneurs at our core, outcomes drive us, inclusion is a must, we are stronger together and we take personal responsibility. It is an especially exciting time to join CTC and its family of companies where career opportunities are wide-ranging! Join us, where there's a place for you here.

Our Commitment to Diversity, Inclusion and Belonging

We are committed to fostering an environment where belonging thrives, and diversity, inclusion and equity are infused into everything we do. We believe in building an organizational culture where people are consistently treated with dignity while respecting individual religion, nationality, gender, race, age, perceived ability, spoken language, sexual orientation, and identification. We are united in our purpose of being here to help make life in Canada better.

Accommodations

We stand firm in our Core Value that inclusion is a must. We welcome and encourage candidates from equity‑seeking groups such as people who identify as racialized, Indigenous, 2SLGBTQIA+, women, people with disabilities, and beyond. Should you require any accommodation in applying for this role, or throughout the interview process, please make them known when contacted and we will work with you to help meet your needs.

We are one of Canada’s most admired and trusted companies. With world‑class owned brands and exciting market‑leading merchandising strategies, we are continually innovating with purpose: to excite and serve Canadian customers from coast‑to‑coast. We are connected to communities, big and small, from coast‑to‑coast, offering products and services that reflect the diverse nature of every one of them. From sports to outdoors, automobiles to homes, we know and understand life in Canada like no other retailer can. We are always on the lookout for curious, creative people who are able to navigate and excel in a rapidly evolving retail environment.

If you’re ready to take on new challenges – be it in digital, IT, marketing, data & analytics, merchandising, or one of the many other roles we have – there is a place for you here, so apply today.