MANAGER, ONLINE FINANCING - Calgary

BDC; Edmonton; Hybrid; CAD 70,000 - 110,000; Full time

Benefits offered by this job

Employee Savings and Investment Plan (

Defined Benefit Pension Plan

wellness and health care spending账户

5 personal days + vacation

Hybrid work model

Job summary

BDC, Canada’s bank for entrepreneurs, is hiring a Manager, Online Financing. You will assess online loan applications, conduct due diligence, credit analysis and resolve client issues to deliver a smooth loan experience.

You’ll apply online financing policies, prepare credit recommendations, and maintain accurate client data while collaborating with internal partners in a hybrid work setting.

Qualifications

• Bachelor’s degree in Commerce, Business Administration, or related field.
• 3–5 years of relevant experience in lending or financing.
• Experience in loan writing / credit underwriting.
• Knowledge of credit scoring and lending policies.
• Ability to analyze, negotiate, and balance client needs with lending requirements.
• Proficiency with Microsoft Office.

Responsibilities

• Conduct due diligence and credit analysis on online loan applications.
• Prepare documentation for final loan approval and KYC compliance.
• Prepare high-quality credit recommendations for authorization or decline.
• Identify fraud risks and maintain accurate client information in CRM.
• Communicate loan status clearly with clients and internal partners.
• Collaborate with business centre colleagues and internal partners to ensure a consistent client experience.

Skills

Client service

Negotiation

Attention to detail

Time management

Analytical thinking

Education

Bachelor’s degree in Commerce, Business Administration, or related field

Tools

Microsoft Word

Excel

PowerPoint

CRM systems

Job description

We Are Banking At Another Level.

Choosing BDC as your employer

means working in a healthy, inclusive, and skilled workplace that puts forward the best conditions to bring together unique teams where employees are empowered to act. It also means being at the centre of ambitious economic and financial projects to see further and to do things differently, to fuel the success of Canadian entrepreneurs.

Choosing BDC As Your Employer Also Means

• Flexible and competitive benefits, including an Employee Savings and Investment Plan where BDC matches part of your voluntary contributions, a Defined Benefit Pension Plan, a $750 wellness and health care spending account, to name a few
• In addition to paid vacation each year, five personal days, sick days as necessary, and our offices are closed from December 25 to January 1
• A hybrid work model that truly balances work and personal life
• Opportunities for learning, training and development, and much more...

Explore the BDC Way in our Culture Book

Position Overview

As Manager, Online Financing, you support BDC’s online financing and digital strategies by delivering an efficient and positive client experience throughout the loan application and authorization process. You assess online loan applications, conduct due diligence and credit analysis, resolve client issues, and escape exceptional or unusual situations when required.

BDC is the only bank dedicated exclusively to Canadian entrepreneurs. Your work contributes directly to supporting the growth and success of small and medium-sized businesses across Canada.

CHALLENGES TO BE MET

• Conduct thorough due diligence and investigations on online loan applications, including Know Your Customer (KYC) requirements, credit and loan analysis, and preparation of required documentation for final loan approval.
• Apply BDC’s online financing policies, procedures, credit criteria and decision-making requirements consistently.
• Prepare high-quality credit recommendations for loan authorization or decline, based on credit scoring and analysis.
• Identify potential credit and fraud risks and prepare fraud files when required.
• Analyze and negotiate financial deals and develop solutions that balance client needs with BDC’s lending requirements.
• Communicate clearly and promptly with clients regarding the status of loan applications, including communicating declined applications professionally and diplomatically.
• Collaborate with business centre colleagues and internal partners to provide a consistent client experience and application of lending policies.
• Maintain accurate and up-to-date client information in BDC systems.
• Stay current on changes to credit policies, procedures, processes, CRM practices and regulatory requirements that may affect Online Financing.
• Help resolve compliance issues or material changes arising as financing transactions are negotiated and structured.
• Provide support to Online Financing Analysts and other teams as required.
• Contribute to an inclusive workplace where people can be themselves while working together to support Canadian entrepreneurs.

What We Are Looking For

• Bachelor’s degree in Commerce, Business Administration, or a related business discipline.
• 3 to 5 years of relevant experience.
• Experience in loan writing / credit underwriting.
• Experience analyzing and negotiating financial deals.
• Knowledge of credit scoring.
• Demonstrated credit judgment and understanding of credit policies and lending practices.
• Knowledge of banking products, banking services, policies and procedures.
• Ability to conduct detailed loan analysis and maintain a high level of accuracy and attention to detail.
• Ability to work effectively in a fast-changing, deadline-driven environment and manage competing priorities.
• Client service and client communication skills, including the ability to interact and negotiate with clients and internal partners.
• Time management and prioritization skills to meet critical deadlines.
• Business acumen and understanding of small business dynamics.
• Proficiency with Microsoft Office, including Microsoft Word, Excel and PowerPoint.
• Bilingualism is an asset

Proudly one of Canada’s Top 100 Employers and one of Canada’s Best Diversity Employers, we are committed to fostering a diverse, equitable, inclusive and accessible environment where all employees can thrive and feel empowered to bring their whole selves to work. If you require an accommodation to complete your application, please do not hesitate to contact us at [e-mail].

While we appreciate all applications, we advise that only the candidates selected to participate in the recruitment process will be contacted.