Manager Credit, Agriculture

National Bank of Canada; Montreal; Hybrid; CAD 90,000 - 130,000; Full time

Benefits offered by this job

Health and wellness program

Flexible group insurance

Generous pension plan

Employee Share Ownership Plan

Employee assistance program

Telemedicine service

Virtual sleep clinic

Job summary

National Bank of Canada seeks an Agricultural Credit Manager to lead expert credit approvals for agribusiness financing. You will assess risk, advise Account Managers, and optimize credit practices within a collaborative Agriculture Credit team.

The role emphasizes portfolio oversight, industry knowledge, and a client-focused mindset in a hybrid work environment across Canada.

Qualifications

• Bachelor's degree in a related field and 7–10 years of relevant experience.
• Extensive experience in agricultural financing and complex credit analysis.
• Strong portfolio management and risk assessment capabilities.

Responsibilities

• Analyze, approve, or recommend complex agricultural financing requests per credit policies.
• Monitor and maintain credit portfolio quality for profitability and risk.
• Support Account Managers with credit analysis and financing solutions.
• Collaborate with internal partners to deliver timely decisions and great client experience.
• Participate in committees and initiatives to improve credit practices.
• Propose innovative solutions to improve processes and efficiency.

Skills

Credit analysis

Financial risk

AG/agri financing

Team collaboration

Decision making

Communication

Adaptability

Empathy

Education

Bachelor's degree in Agronomy, Agroeconomics, Business Administration, or related field

Job description

A career as an agricultural credit manager within the Agriculture Credit team at National Bank means acting as an expert in agricultural and agribusiness financing approval. In this role, you will have a direct impact on the growth of businesses across the agricultural sector through your expertise in credit risk, commercial financing, and complex financial analysis.

Your role

A career as an agricultural credit manager within the Agriculture Credit team at National Bank means acting as an expert in agricultural and agribusiness financing approval. In this role, you will have a direct impact on the growth of businesses across the agricultural sector through your expertise in credit risk, commercial financing, and complex financial analysis.

• Analyze, approve, or recommend complex agricultural and agribusiness financing requests in accordance with credit policies and risk appetite.
• Monitor and maintain the quality of a credit portfolio to ensure its integrity, profitability, and sound management.
• Support and advise Account Managers by acting as a resource person in credit analysis and financing solutions.
• Collaborate with internal partners to deliver timely decisions and an outstanding client experience.
• Participate in committees, special mandates, and strategic initiatives aimed at continuously improving credit practices.
• Optimize processes, work methods, and tools by proposing innovative solutions that enhance operational efficiency.

Your team

The Agriculture Credit Vice-Presidency is made up of specialists working in an agile, proactive, and collaborative environment to support the growth of the agricultural and agribusiness sector while ensuring sound risk management.

Within the Agriculture Credit sector, you will be part of a specialized team and report to the National Senior Director, Agriculture Credit. Our team stands out for its deep industry expertise, collaborative mindset, and strategic partnership with business teams. We strive to offer maximum flexibility to support your quality of life through a hybrid work environment and a flexible, adaptable schedule.

National Bank values continuous learning and internal mobility. Our personalized training programs, based on learning through experience, help you master your role and develop new areas of expertise. Resources such as the Data Academy, language training, the Harvard Learning Centre, as well as coaching and mentoring programs, are available to you at all times.

Requirements

• Bachelor's degree in Agronomy, Agroeconomics, Business Administration, or a related field, and between seven and ten years of relevant experience.
• Extensive experience in agricultural financing and the analysis of complex credit transactions.
• Strong experience in credit portfolio management and monitoring.
• In-depth knowledge of financial products and services for businesses.
• Proven ability to exercise sound judgment in complex risk analysis and decision-making environments.
• Professional Agrologist designation is considered an asset.

Languages: French, English

Reason to require this language: you will need to serve clients who speak a language other than French regularly.

Required skills: Artificial Intelligence, Cybersecurity, Diversity & Inclusion, Empathy, Initiative, Learning Agility, Resiliency, Teamwork

Your benefits

In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family such as:

• Health and wellness program, including many options
• Flexible group insurance
• Generous pension plan
• Employee Share Ownership Plan
• Employee and family assistance programPreferential banking services
• Involvement in community initiatives
• Telemedicine service
• Virtual sleep clinic

We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees' ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.

Making a bold move in a people-first environment

We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people's lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier-free and accessible environment to all employees.

We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?

Join us!