Intermediate Personal Lines Underwriter

Geosam Capital; Edmonton; Hybrid; CAD 65,000 - 90,000; Full time

Benefits offered by this job

Flexible hours

Hybrid work (3 days in office)

Transit-accessible offices

Competitive pay

Work-life balance

Engaged culture

Team events

Job summary

Optimum Group is seeking an Intermediate Personal Lines Underwriter in Edmonton to underwrite auto and home risks, handle submissions, renewals and endorsements, and support profitable portfolio growth.

You will evaluate risk quality, pricing and coverage while building strong broker relationships and delivering responsive, solutions-oriented service. Hybrid work and local offices support work-life balance.

Qualifications

• Post-secondary degree in business, insurance, risk management, or related field, or equivalent experience.
• CIP designation or active progress toward completion is an asset.
• Proficiency with underwriting systems, rating tools, and Microsoft Office applications.

Responsibilities

• Underwrite new business, renewals, and endorsements within authority and service standards.
• Evaluate risk quality, coverage needs, pricing, terms and conditions.
• Develop and maintain broker relationships via timely communication and underwriting solutions.
• Maintain accurate file documentation and comply with internal processes and regulatory requirements.

Skills

Analytical

Decision-making

Negotiation

Broker relationships

Attention to detail

Organization

Teamwork

Underwriting experience

Risk assessment

Education

Post-secondary degree in business or related field

Tools

Underwriting systems

Rating tools

MS Office

Job description

Intermediate Personal Lines Underwriter

The Personal Lines Underwriter is responsible for underwriting personal automobile and residential risks, writing new submissions, renewals, and endorsements within established authority. This role supports profitable portfolio growth by applying sound judgment, maintaining strong broker relationships, and delivering responsive, solutions-oriented service.

Key responsibilities :

• Underwrite new business, renewals, and endorsements within established authority, guidelines, and service standards.
• Evaluate risk quality, coverage requirements, pricing, terms, and conditions.
• Develop and maintain effective broker relationships through timely communication and practical underwriting solutions.
• Maintain accurate file documentation and ensure compliance with internal processes and regulatory requirements.

Experience and education :

• Post-secondary education degree in business, insurance, risk management, or a related field, or equivalent experience.
• Minimum of two years of Insurance Industry experience.
• CIP designation or active progress toward completion is an asset.
• Proficiency with underwriting systems, rating tools, and Microsoft Office applications.

Skills and competencies :

• Strong analytical, decision-making, and problem-solving capabilities.
• Professional communication, negotiation, and broker relationship management skills.
• Strong attention to detail, organization, and ability to manage competing priorities.
• Collaborative, accountable, and comfortable working independently within a team environment.
• Experience with personal lines underwriting, pricing, and risk selection is an asset.

Why Join Optimum?

At Optimum Group, we are proud to be a wholly owned Canadian company with international operations and a people-first culture.

We offer:

• Flexible working hours
• Hybrid work model (3 days in office)
• Centrally located offices accessible by public transit
• Competitive compensation package
• Strong commitment to work-life balance
• Employee-focused culture with high engagement
• Monthly team-building and social activities

Join a company where your expertise is valued, your growth is supported, and your contributions make a real impact.