Commercial Lines Underwriter

Science and Nature Laboratory SAS; Winnipeg; Hybrid; CAD 65,000 - 90,000; Full time

Benefits offered by this job

Flexible working hours

Hybrid work model (3 days in office)

Centrally located offices accessible

Strong commitment to work-life balance

Employee-focused culture

Job summary

OptimumGroup is seeking a Commercial Lines Underwriter to evaluate, select, and manage commercial insurance risks. The role focuses on profitability, growth, and broker relationships while delivering high-quality underwriting service.

The position requires strong analytical abilities, excellent communication, and the capacity to work with brokers in a dynamic market. Flexible hours and hybrid work options are provided to support work-life balance.

Qualifications

• Minimum of 2 years of commercial underwriting experience.
• Experience evaluating and managing commercial insurance risks.
• Understanding of commercial underwriting principles and practices.
• Ability to analyze information and make sound underwriting decisions.

Responsibilities

• Underwrite and manage commercial new business, renewals, and policy changes within assigned authority levels.
• Assess and select risks while ensuring profitability and adherence to guidelines.
• Develop and maintain strong relationships with assigned brokers.
• Contribute to broker and territory business plans aligned with growth and profitability.
• Visit brokers to promote products and strengthen relationships.
• Identify opportunities for new commercial business and regional programs.
• Monitor market trends, pricing, and industry conditions relevant to underwriting.
• Negotiate terms to maintain a profitable book of business.
• Respond to broker inquiries and provide underwriting solutions.
• Provide support and knowledge sharing to team members.

Skills

Underwriting

Broker relationships

Analytical skills

Negotiation

Decision making

Customer service

Job description

TheCommercial Lines Underwriter works within established underwriting authorityand service standards to evaluate, select, and manage commercial insurancerisks. The successful candidate will contribute to the profitability, growth,and retention of the commercial portfolio by developing strong relationshipswith brokers and providing high-quality underwriting service.

Key Responsibilities

• Underwriteand manage commercial new business, renewals, and policy changes withinassigned authority levels.
• Assess andselect risks while ensuring profitability and adherence to company underwritingguidelines.
• Develop andmaintain strong working relationships with assigned brokers.
• Contributeto the successful execution of broker and territory business plans aligned withregional growth, retention, profitability, and service objectives.
• Visitbrokers to promote the company's commercial insurance products and strengthenbusiness relationships.
• Identifyopportunities for new commercial business and regional programs.
• Monitormarket trends, pricing, legal developments, and industry conditions relevant tocommercial underwriting.
• Negotiateterms and conditions to maintain a profitable and sustainable book of business.
• Respond tobroker inquiries and provide effective solutions to underwriting issues.
• Providesupport, guidance, and knowledge sharing to team members, as appropriate.
• Performother related duties as required.

Experience & Qualifications

• Minimum of2 years of commercial underwriting experience
• Experienceevaluating and managing commercial insurance risks.
• Understandingof commercial underwriting principles and practices.
• Ability toanalyze information and make sound underwriting decisions.
• Experienceworking with insurance brokers or in a broker-facing environment is consideredan asset.
• Ability tounderwrite and manage commercial accounts of varying size and complexity.
• Stronganalytical and account assessment skills.
• Knowledgeof broker and insurer relationships.
• Excellentcommunication and interpersonal skills.
• Strongcustomer service orientation and relationship-building abilities.
• Effectivenegotiation and influencing skills.
• Strongorganizational, planning, and decision-making skills.
• Knowledgeof the commercial insurance marketplace and competitive environment.
• Ability towork independently while contributing positively to a team environment.
• Results-orientedwith a focus on profitability, growth, and service excellence.

Why Join Optimum?

At OptimumGroup, we are proud to be a wholly owned Canadian company with internationaloperations and a people-first culture.

We offer:

• Flexibleworking hours
• Hybrid workmodel (3 days in office)
• Centrallylocated offices accessible by public transit
• Strongcommitment to work-life balance
• Employee-focusedculture with high engagement
• Monthlyteam-building and social activities

Join a company where your expertise is valued,your growth is supported, and your contributions make a real impact.