Hybrid Commercial & Agricultural Lending Analyst

Mainstreet Credit Union; Strathroy, Sarnia; Hybrid; CAD 70,000 - 88,000; Full time

Benefits offered by this job

Living Wage employer

Cooperative workplace

Work-life balance

Vacation and benefits

Training and advancement

Job summary

Mainstreet Credit Union in Ontario is hiring a Commercial Analyst on a 1-year contract with a hybrid work option. You will support growth, quality and risk management of our commercial and agricultural lending portfolio through credit analysis, underwriting, annual reviews and portfolio monitoring.

The role requires 3–4 years in commercial or agricultural lending, strong financial analysis, and the ability to present clear credit recommendations.

Qualifications

• 3-4 years of experience in commercial/agricultural lending or related financial services roles.
• Strong understanding of commercial credit underwriting and risk assessment.
• Proficiency with MS Office and lending reports; ability to prepare clear credit presentations.

Responsibilities

• Prepare and analyze commercial and agricultural credit applications and recommend transaction structures.
• Conduct financial statement reviews, cash flow analysis, ratio interpretation and collateral assessments.
• Monitor credit relationships and complete annual reviews with accurate documentation.
• Present credit recommendations at Credit Committee or adjudication forums.
• Ensure credit files are complete, audit-ready and within policy.

Skills

Credit analysis

Financial analysis

Underwriting

Risk assessment

Communication skills

Education

Business/Finance/Accounting degree

Tools

Microsoft Office

Loan origination systems

Financial analysis tools

Job description

Mainstreet Credit Union in Ontario is hiring a Commercial Analyst on a 1-year contract with a hybrid work option. You will support growth, quality and risk management of our commercial and agricultural lending portfolio through credit analysis, underwriting, annual reviews and portfolio monitoring.

The role requires 3–4 years in commercial or agricultural lending, strong financial analysis, and the ability to present clear credit recommendations.