Financing Specialist - Agriculture

RBC; Guelph; On-site; CAD 90,000 - 130,000; Full time

Benefits offered by this job

Total Rewards Program

Flexible benefits

Career growth

Performance bonuses

Job summary

RBC in Woodstock, Ontario is seeking a Financing Specialist who acts as the credit expert within high performing commercial banking Client Relationship Teams, focusing on the Agriculture segment. You will engage directly with clients and provide strategic credit advice, supporting portfolio management and new borrowing opportunities.

The role requires strong financial analysis, risk and credit structuring skills, and outstanding communication.

Qualifications

• Proven understanding of financial, risk and credit analysis/structuring in support of exceptional client relationship management.
• Strong organizational skills, ability to manage multiple tasks while meeting time sensitive deadlines.
• Strong interpersonal, negotiation, and communication skills and client centricity.

Responsibilities

• Leverage deep client discovery and financial analysis skills to meet client expectations for credit requests and completion of annual reviews.
• Provide quality business analysis and credit advice through presentation options that clearly articulate advantages and benefits to the client.
• Demonstrate RBC’s capability to provide creative financial solutions in a timely manner and deliver credit solutions that meet or exceed needs.
• Demonstrate a commitment to teamwork and collaboration by sharing best practices learned and assisting colleagues to meet the needs of all clients.
• Exercise due diligence in recommending credit applications, working in collaboration with Credit Adjudicators, especially in supporting risk processes and guidelines.

Skills

Financial analysis

Credit analysis

Client relationship management

Negotiation

Communication

Education

Diploma/degree in Commerce or Business

Tools

Online data resources

Web meetings

Digital banking

Job description

Job Description

As a Financing Specialist, you are the credit expert within high performing commercial banking Client Relationship Teams. This role will specialize in the Agriculture segment. You engage directly with clients and contribute to an exceptional client experience by being a trusted strategic advisor who provides superior business, financial and credit advice, and support portfolio management. You partner with Relationship Managers, Commercial Financial Services, in credit discovery and advice leading to issuance of discussion papers and bringing new borrowing clients to RBC.

What will you do?

• Leverage deep client discovery and financial analysis skills to meet client expectations for credit requests and completion of annual reviews
• Provide quality business analysis and credit advice through presentation options that clearly articulate advantages and benefits to the client
• Demonstrate RBC’s capability to provide creative financial solutions in a timely manner and deliver credit solutions that meet or exceed needs
• Demonstrate a commitment to teamwork and collaboration by sharing best practices learned and assisting colleagues to meet the needs of all clients
• Exercise due diligence in recommending credit applications, working in collaboration with Credit Adjudicators, especially in supporting risk processes and guidelines

What do you need to succeed?

Must-have

• Proven understanding of financial, risk and credit analysis/structuring in support of exceptional client relationship management
• Strong organizational skills, ability to manage multiple tasks while meeting time sensitive deadlines
• Strong interpersonal, negotiation, and communication skills and client centricity
• Experience with emerging resources, communications and technology (i.e., online data resources, web based meetings, social media, digital banking, and mobile applications)
• 25% travel across Southwestern Ontario Region.
• Experience supporting and/or isspecialized in Agribusiness/Agriculture

Nice-to-have

• Strong presentation skills
• Minimum post-secondary diploma/degree, ideally in Commerce, Business Administration or related experience
• Specialized industry expertise in a past role (e.g. real estate, healthcare, agriculture etc.)
• Chartered Professional Accountant designation (CPA) or Chartered Financial Analyst (CFA)

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including performance based bonuses, flexible benefits and competitive compensation
• Leaders who support your development through coaching and managing opportunities
• Work in a dynamic, collaborative, progressive, and high-performing team
• A unique opportunity for personal and professional growth

Job Skills

Adaptability, Business Development, Client Centricity, Communication, Critical Thinking, Curious Mindset, Financial Acumen, Practice Management

Additional Job Details

• Address: 476 PEEL ST:WOODSTOCK
• City: Woodstock
• Country: Canada
• Work hours/week: 37.5
• Employment Type: Full time
• Platform: PERSONAL & COMMERCIAL BANKING
• Job Type: Regular
• Pay Type: Salaried
• Posted Date: 2026-11-02
• Application Deadline: 2026-11-16

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.