Financial Crimes Investigator

Stripe; Canada; Remote; CAD 97,000 - 147,000; Full time

Job summary

An established industry player is seeking an anti-financial crimes professional to join their Americas Investigations Management team. This role involves reviewing high-risk cases, evaluating suspicious transaction reports, and managing user risk. The ideal candidate will have a strong background in financial crimes, particularly within the Canadian regulatory framework. This innovative firm offers a dynamic work environment where your contributions will help shape the future of financial compliance. If you are passionate about making a difference in the financial landscape, this opportunity is perfect for you.

Benefits

Equity

Company bonus

Health benefits

Retirement plans

Wellness stipends

Qualifications

• 3+ years experience in financial crimes or AML roles.
• Strong understanding of Canadian financial regulations and compliance.

Responsibilities

• Review high-risk investigative case work and provide oversight.
• Evaluate Suspicious Transaction Reports and manage user risk.

Skills

Investigative skills

AML knowledge

Stakeholder management

Research and writing skills

Data synthesis

Problem-solving

Discretion handling

Education

3+ years in financial crimes or related field

ACAMS, CFE or CFCS Certification

Tools

SQL

Excel

MacOS

Google products

Job description

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.

About the team

The Financial Crimes & Supportability Investigations Management team is responsible for providing second line of defense (2LoD) financial crime risk oversight and coordination over casework, the management of user risk and other investigative responsibilities in Stripe’s Americas region. The Investigations Management function will take part in local exams, financial partner inquiries and respond to law enforcement or other external inquiries.

What you’ll do

We are looking for an anti-financial crimes professional with Canada-specific financial crimes experience to join the Americas team. As an Investigator on the Americas Investigations Management team, you will be responsible for:

Responsibilities

• Reviewing high-risk investigative case work and providing oversight over a wide variety of financial crime risk types.
• Evaluating Suspicious Transaction Reports (STRs) and other regulatory reports to FINTRAC and Canadian Law Enforcement.
• Reviewing high risk sanctions and Ministerial Directive investigative matters, such as potential matches against relevant regional lists and handling related submissions.
• Evaluating risk profiles of Politically-Exposed Persons.
• Managing user risk through country or region-specific risk management forums.
• Identifying potential control gaps and recommending solutions to mitigate financial crime risks both across the program as well as on an individual case basis.
• Raising awareness of regional risk trends to local and global stakeholders.
• Serving as a point of contact for investigation-related inquiries from financial partners, auditors or external stakeholders.
• Demonstrating sound judgment and an ability to navigate complex, high-risk cases for which the correct decisions may not be immediately clear.

Who you are

We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

• 3+ years experience in investigative roles within financial crimes, AML, risk, intelligence research, or a related field.
• Deep understanding of financial technologies, inclusive of payments and Banking as a Service products.
• Strong understanding of Canadian Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and associated regulations, Ministerial Directives, regulatory reporting, FINTRAC Operational Briefs and typologies, and other regulations.
• Stakeholder management skills, including effective communications and dynamic problem solving.
• Excellent research and writing skills.
• Ability to synthesize large amounts of information, including transaction data, using tools such as SQL and/or Excel.
• Ability to work efficiently and independently in a fast-paced environment.
• Ability to work cross-functionally with internal stakeholders.
• Ability to handle sensitive matters with discretion.

Preferred qualifications

• Additional knowledge of US Bank Secrecy Act, USA Patriot Act, and OFAC regulations.
• ACAMS, CFE or CFCS Certification.
• Familiarity with MacOS and Google products.
• Technical curiosity and an interest in evolving financial crime compliance trends.
• Foreign language fluency, especially fluency in French.

A remote location, in most cases, is defined as being 35 miles (56 kilometers) or more from one of our offices. While you would be welcome to come into the office for team/business meetings, on-sites, meet-ups, and events, our expectation is you would regularly work from home rather than a Stripe office. Stripe does not cover the cost of relocating to a remote location. We encourage you to apply for roles that match the location where you currently or plan to live.

The annual salary range for this role in the primary location is C$97,600 - C$146,400. This range may change if you are hired in another location. For sales roles, the range provided is the role’s On Target Earnings (“OTE”) range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and specific location. Applicants interested in this role and who are not located in the primary location may request the annual salary range for their location during the interview process.

Specific benefits and details about what compensation is included in the salary range listed above will vary depending on the applicant’s location and can be discussed in more detail during the interview process. Benefits/additional compensation for this role may include: equity, company bonus or sales commissions/bonuses; retirement plans; health benefits; and wellness stipends.

At Stripe, we're looking for people with passion, grit, and integrity. You're encouraged to apply even if your experience doesn't precisely match the job description. Your skills and passion will stand out—and set you apart—especially if your career has taken some extraordinary twists and turns. At Stripe, we welcome diverse perspectives and people who think rigorously and aren't afraid to challenge assumptions. Join us.