Expert Group Underwriter

Blue Cross Life / Croix Bleue Vie; Canada; On-site; CAD 95,000 - 114,000; Full time

Job summary

Blue Cross Life Insurance Company of Canada is seeking an Expert Group Underwriter to deliver strategic underwriting on complex group benefit plans across Canada. You will collaborate with regional Blue Cross plans, leveraging analytical and technical skills to influence pricing, financial arrangements, and underwriting solutions that support profitable growth and exceptional client outcomes.

As a trusted advisor, you will partner with underwriting, actuarial, finance, data management, and

Qualifications

• 10+ years in group insurance underwriting, pricing or actuarial analysis.
• Strong knowledge of group benefits, underwriting principles and pricing methodologies.
• Advanced analytical and technical abilities to interpret data and identify trends.

Responsibilities

• Provide expert underwriting guidance on complex group plans across Canada.
• Review new business, renewals, pricing strategies, and ASO arrangements.
• Analyze claims experience and financial data to develop sound recommendations and pricing solutions.
• Collaborate with regional plans and reinsurers to handle non-standard underwriting.

Skills

Underwriting

Pricing

Analytical thinking

Excel proficiency

Communication

Stakeholder management

English proficiency

Education

Actuarial/quantitative degree

Tools

Microsoft Excel

Job description

Position Type

Permanent

As one of Canada’s leading life insurers, Blue Cross Life Insurance Company of Canada (Blue Cross Life) takes great pride in being the most trusted brand by Canadian consumers, offering exceptional coverage tailored to protect them and their families.

Federally licensed with operations across Canada, Blue Cross Life provides a full suite of top-tier Individual and Group Life and Disability insurance options. This comprehensive range of products is backed by an insurer with decades of experience protecting Canadians.

Our employees are the key component in enabling us to deliver competitive life and disability products nationally; we value their knowledge and integrity and are dedicated to their professional development by providing an environment of continuous learning and growth. We seek creative problem solvers who care about the work they do while helping to drive responsiveness and insight throughout our organization.

If you are looking for an opportunity in a challenging, fast-paced, and collaborative work environment, the career you have been looking for may be waiting for you at Blue Cross Life.

The Opportunity

Join Blue Cross Life as an Expert Group Underwriter, where you'll provide strategic underwriting expertise on complex group benefit plans across Canada. Working closely with regional Blue Cross plans, you'll leverage strong analytical and technical skills to influence pricing, financial arrangements, and underwriting solutions that support profitable growth and exceptional client outcomes.

As a trusted subject matter expert, you'll collaborate with underwriting, actuarial, finance, data management, and administration teams, providing guidance on complex underwriting matters and supporting key business initiatives across the Blue Cross network. This role offers the opportunity to apply deep technical expertise, influence business decisions, and contribute to the ongoing evolution of our group insurance business.

How You'll Make An Impact

• Provide expert underwriting guidance and oversight on complex group benefit plans across the Blue Cross network.
• Review and advise on new business opportunities, renewals, pricing strategies, financial agreements, and ASO arrangements.
• Analyze claims experience, trends, and financial data to develop sound underwriting recommendations and pricing solutions.
• Partner with regional Blue Cross plans and reinsurers to navigate unique and non-standard underwriting situations.
• Serve as a trusted advisor on underwriting, product, and client-related matters that fall outside standard guidelines.
• Share expertise with underwriting teams across Canada and contribute to best practices, process improvements, and strategic initiatives.

What You'll Bring

• 10+ years of experience in group insurance underwriting, pricing, actuarial analysis, or a related field.
• Strong knowledge of group benefits, underwriting principles, pricing methodologies, funding arrangements, and financial agreements.
• Advanced analytical and technical abilities, with the capacity to interpret data, identify trends, evaluate risk, and develop practical recommendations.
• Expert-level Microsoft Excel skills, including the ability to work with large datasets, perform complex financial and experience analyses, and develop efficient models and reporting tools.
• Strong business acumen and the ability to balance client needs, risk considerations, and profitability objectives.
• Exceptional communication and relationship-building skills with the ability to influence and collaborate across multiple teams and stakeholders.
• A university degree in a quantitative discipline such as Actuarial Science, Statistics, Mathematics, Economics, Engineering, Operations Research, or a related field, or an equivalent combination of education and experience.
• English proficiency is required to perform the duties of the role, which include daily collaboration with teams and partners outside Québec who operate primarily in English. Bilingualism (ENG/FR) is considered an asset.

Pay Range

• $95,000 – $114,000 CAD

#CBM1

This posting is for an existing vacancy within our organization / Ce poste est actuellement vacant au sein de notre organisation.

The Base Pay range may vary depending on the successful candidate or other relevant job-related factors such as knowledge, skills, qualifications, experience and education/training. In addition to Base Pay, eligible Blue Cross Life employees may participate in various performance-based incentive programs. Payments under these programs are discretionary and subject to both individual and organizational results.

Blue Cross Life is an equal opportunity employer. We strive to foster a culture where everyone is enabled to achieve their full potential - a culture of diversity, equity and inclusion (DEI). Accessibility is a top priority.

For applicants with disabilities, we provide accommodations throughout the recruitment, selection and/or assessment process. If selected to participate in the recruitment, selection and/or assessment process, please inform Human Resources staff of the nature of any accommodation(s) that you may require in respect of any materials or processes used to ensure your equal participation.

Our recruitment process may involve automated tools, including AI, to assist in screening applications.

We would like to thank all candidates for expressing interest. Please note that only those selected for interviews will be contacted. If you experience any technical issues throughout the application process, please email: [e-mail].

Registered trademark of the Canadian Association of Blue Cross Plans, an association of independent Blue Cross Plans and Licensees. Used under license by Blue Cross Life Insurance Company of Canada, an independent licensee of the Canadian Association of Blue Cross Plans.