Expert(e) en sinistres - route (Habitation) - Saguenay

Intact Financial Corporation; Quebec; Hybrid; CAD 81,000 - 99,000; Full time

Benefits offered by this job

Flexible work arrangements

Hybrid work model

Extra days off (up to 5) per year

Telemedicine

Wellness account

Employee Share Purchase Plan (ESPP)

Job summary

Intact Financial Corporation in Quebec, Canada seeks an experienced claims expert for home and auto insurance. You will evaluate coverage, assess liability, and negotiate settlements with clients, lawyers, and insurers. Role requires travel, strong customer service, and fluency in French and English. Hybrid work model and generous benefits highlighted.

Qualifications

• Hold a valid AMF license (5A).
• Minimum 3 years experience as a road claims expert with water/fire and commercial claims.
• Bilingual French/English – ability to handle English-language claims.
• Willing to travel on short notice.

Responsibilities

• Evaluate and analyze information, insurance labels, and damages to determine coverage.
• Assess potential liability of the insured and third parties with experts.
• Negotiate with clients, claimants, lawyers and insurers to settle claims within your authority.
• Manage on-site tasks on behalf of internal claims experts.
• Contribute to claims handling and workload when volume is high.

Skills

Customer service

Communication

Autonomy

Tech-savvy

Problem solving

Driver's license

Education

AMF license 5A

Job description

Our employees are at the heart of everything we do. Together, we help people, businesses, and society prosper in good times and be resilient in bad times. Our employee promise represents Intact’s commitment to you in exchange for living our Values, striving to do your best work, being open to change and investing in your career. In return, we promise to provide support, opportunities and performance-led financial rewards at a workplace where you can shape the future, win as a team and grow with us.

Pay at Intact is about much more than just salary. Flexible work arrangements and a hybrid work model Possibility to purchase up to 5 extra days off per year Multiple benefits offered to support physical and mental wellbeing, including telemedicine, Wellness account and much more Share plan & other savings: up to 12% of salary or even more (ask how you could earn guaranteed income for life).

Salary range (but not limited to): 80,700 - 98,700 Annual bonus target, based on the base salary, with a potential payout of up to double the target (subject to personal and company performance): 10% As part of our commitment to Win As A Team, we share our success with employees through our annual bonus plan and Employee Share Purchase Plan (ESPP) – with Intact matching 50% of your net shares.

Our pension offerings provide flexibility and long‑term security for our employees beyond their careers. We are one of the few companies offering the opportunity to receive guaranteed income for life via our defined benefit pension plan.

Salary for the candidate will be determined taking into consideration a number of factors including: experience, skills, qualifications, anticipated contribution to role, internal equity, etc. The salary range presented above is based on a 35-hour workweek and would represent a majority of different candidate profiles. However, we encourage candidates who may fall outside of this range to apply as well.

About the role

Nous sommes à la recherche des expert(e)s en sinistres, habitation pour joindre notre departement route. Votre développement de carrière vous tient à cœur et vous avez une soif d’apprendre et de développer des compétences? Comme expert(e) en sinistres route, vous jouerez un rôle central dans notre mission principale : aider les gens. Vous ferez partie d'une équipe passionnée et diversifiée d'experts en sinistres, dédiée à aider les clients à reprendre le cours de leur vie après un sinistre. Votre empathie et vos compétences exceptionnelles seront des atouts précieux pour notre équipe. Nous vous offrirons des opportunités stimulantes pour enquêter et gérer des réclamations et des sinistres complexes en assurance des particuliers et des entreprises.

Ce que vous ferez

• Évaluer et analyser l’information recueillie, les libellés d’assurance et les dommages pour déterminer ce qui est couvert dans chaque situation.
• Évaluer la responsabilité civile potentielle de l’assuré et des tierces parties en consultant des experts.
• Négocier avec les clients, les requérants, les avocats et les assureurs pour régler des sinistres, dans les limites de votre autorité.
• Gérer des tâches sur le terrain au nom des experts en sinistres internes.
• Au besoin, participer activement à la gestion des sinistres et du travail lorsque le volume est important.
• Collaborer efficacement avec différentes équipes, notamment celles de l’évaluation, de la souscription et des services juridiques.
• Veiller à la gestion efficace des coûts.
• Suivre les tendances actuelles en matière de produits d’assurance et de techniques et services d’évaluation et d’enquête.

Ce que vous mettrez à profit

• Détenir un permis de l'AMF valide. (5A)
• Posséder au moins 3 ans d’expérience en tant qu'expert en sinistres route, avec une expertise particulière en sinistres causés par l'eau ou le feu, ainsi qu’en commercial.
• Faire preuve d'une passion pour le service à la clientèle et posséder de solides compétences en communication écrite et verbale.
• Autonome et orienté(e) vers les objectifs, capable de travailler dans un environnement en évolution rapide.
• Forte aptitude à la technologie avec d'excellentes compétences informatiques.
• Solides compétences en matière de résolution de problèmes et de dépannage.
• Avoir un permis de conduire valide et un bon dossier de conduite.
• Être en mesure de vous déplacer à court préavis.
• Bien connaître les produits d’assurance.
• Bilinguisme (français / anglais) – Nécessité de traiter des dossiers de réclamations d’une clientèle anglophone sur une base régulière.

Expert en sinistre habitation - Route - Indemnisation - Sinistre - Experts - AMF - Télétravail

Il s'agit d'un nouveau rôle au sein de notre équipe en pleine croissance | This role is a new member of our growing team.

We are an equal opportunity employer At Intact, our Value of respect is founded on seeing diversity as a strength. We strive to create an accessible workplace where employees feel valued, included and encouraged to share their unique perspectives. We encourage applications from individuals who are members of equity‑deserving groups, including but not limited to women, Indigenous peoples, persons with disabilities, Black people, and members of the 2SLGBTQI+ community. As part of Intact’s commitment to reconciliation, we acknowledge that we work, meet and travel across the land currently called Canada, originally inhabited by First Nations, Metis and Inuit people. This history extends through many centuries and continues to evolve today. We have policies to ensure equal access and participation for people with disabilities, including providing workplace adjustments (accommodations). A copy of applicable policies is available on request. If we can provide a specific adjustment to make the recruitment process more accessible for you, please let us know when we reach out about a job opportunity. We’ll work with you to meet your needs. Learn more about our recruitment process and your candidate journey here.

Please note that Intact does not provide sponsorship or other support for immigration-related matters including but not limited to employer‑specific closed work permits. Candidates must be eligible to work in Canada from the anticipated start date and throughout their employment and are solely responsible for maintaining their work eligibility.

If you are an employee of Intact or belairdirect, please apply for this role on Internal Career Site.