Credit Underwriter III

Sunflower Bank, N.A.; Ontario; On-site; USD 150,000 - 180,000; Full time

Job summary

A leading financial institution is seeking a Credit Underwriter III to evaluate creditworthiness and support Commercial Bankers in managing loan relationships. The role emphasizes high credit quality and risk minimization while offering a competitive salary range.

Benefits

401(k) with 6% match

Company-paid life insurance

Tuition and fitness reimbursements

Paid time off and holidays

Qualifications

• Minimum of 10+ years in similar disciplines without a degree.
• At least 7 years of experience in credit analysis or portfolio management.

Responsibilities

• Review and analyze financial statements and credit reports.
• Prepare detailed financial and analytical reports.
• Research industry and market information relevant to clients.

Skills

Credit Analysis

Financial Analysis

Risk Management

Education

Bachelor’s Degree in Accounting

Bachelor’s Degree in Business

Bachelor’s Degree in Economics

Bachelor’s Degree in Finance

Job description

Join us for the Credit Underwriter III role at Sunflower Bank, N.A.

Sunflower Bank is seeking a dynamic, motivated individual for a full-time Credit Underwriter III position. This role involves gathering, analyzing, and interpreting financial and credit data to evaluate the creditworthiness of our customers, especially focusing on complex credit relationships. The incumbent will support Commercial Bankers in managing new and existing loan relationships, emphasizing high credit quality and risk minimization.

Salary Range

The salary for this position ranges from $150,000 to $180,000, depending on experience, skills, knowledge, and location.

Key Responsibilities

1. Review and analyze financial statements, tax returns, and credit reports to assess borrower and guarantor creditworthiness. Determine when additional investigation is needed and contact relevant sources.
2. Prepare detailed financial and analytical reports, including cash flow analyses and trend evaluations.
3. Research industry and market information relevant to clients’ businesses.
4. Draft summaries of analyses for new and existing loans, focusing on cash flow, collateral, and repayment sources, assessing strengths and weaknesses.

Preferred Education and Experience

• Bachelor’s Degree in Accounting, Business, Economics, Finance, or related field; or a minimum of 10+ years in similar disciplines without a degree.
• At least 7 years of experience in credit analysis or portfolio management within a commercial lending environment.
• Expertise in commercial real estate, industrial lending, and SBA lending underwriting.

Additional Benefits

• 401(k) with 6% match
• Company-paid life insurance
• Tuition and fitness reimbursements
• Paid time off and holidays
• Many other perks and incentives

At Sunflower Bank, we aim to be more than just a bank—we strive to be the backbone of our community’s financial well-being, starting with our team.

If interested, apply online at www.sunflowerbank.com/careers.

We’re proud to be an Equal Opportunity Employer / AA: Minorities / Females / Disabled / Vets.

This position is open until filled; early applications are encouraged. Similar roles may be filled within 90 days using this vacancy announcement.

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