Data Scientist, Credit Risk

Desjardins Group; Lévis; Hybrid; CAD 85,000 - 120,000; Full time

Job summary

A leading financial institution seeks a Credit Risk Data Scientist to develop decision-making strategies and innovative algorithms for credit risk assessment. The ideal candidate will possess strong analytical skills with a background in mathematics or finance and a passion for machine learning. Benefits include competitive salary, flexible vacation, and a pension plan, making this a compelling opportunity for individuals dedicated to effective risk management.

Benefits

Competitive salary and annual bonus

4 weeks of flexible vacation

Defined benefit pension plan

Group insurance including telemedicine

Reimbursement of health and wellness expenses

Qualifications

• Minimum of six years of relevant experience.
• Knowledge of machine learning algorithms in credit risk management.
• Experience in credit risk quantification.

Responsibilities

• Design and develop credit decision-making strategies.
• Build innovative algorithms for risk strategies.
• Lead projects in credit risk management.

Skills

Machine learning

Credit risk management

Quantification

SAS

SQL

Python

Education

Bachelor’s degree in math, statistics, economics, finance or a related field

Job description

The Credit Risk Strategy Department develops and implements credit risk decision-making strategies based on risk/return quantification to deliver value for the organization as well as members and clients while safeguarding Desjardins Group’s long-term survival. As a Credit Risk Data Scientist, you help meet needs associated to a credit risk assessment related to the granting and life cycle of financing products. You lead practitioners on projects that develop and use credit strategies for the institution’s business activities. You serve as a specialist advisor, resource person and coach for the team and business partners. You’ll be required to:

• Design, use and develop decision-making strategies for credit management and diligently prepare associated documentation.

• Build innovative algorithms to evolve our risk strategies.

• Support the transformation of credit risk strategies and maximize their financial impact.

• Balance business needs, risk management, requirements and best practices.

• Lead or contribute to projects, mandates or activities in your field of expertise.

• Serve as a specialist in your field of expertise for units in the organization and practitioners. Explain information in plain language and based on the target audience in order to facilitate comprehension and, if applicable, decision making.

• Monitor the industry to understand and anticipate trends in your field of expertise to develop and update relevant best practices for the organization.

What we offer*

• Competitive salary and annual bonus

• 4 weeks of flexible vacation starting in the first year

• Defined benefit pension plan that provides predictable, stable income throughout retirement

• Group insurance including telemedicine

• Reimbursement of health and wellness expenses and telework equipment

* Benefits apply based on eligibility criteria.

What you bring to the table

• Bachelor’s degree in math, statistics, economics, finance or a related field

• A minimum of six years of relevant experience

• Please note that other combinations of qualifications and relevant experience may be considered

• Machine learning experience: Knowledge of machine learning algorithms and their application in credit risk management

• Experience in credit risk management and quantification

• Knowledge of French is required

• Intermediate knowledge of English due to the nature of the duties or work tools or because the position involves interactions with English-speaking partners, members and/or clients

• Proficiency with SAS, SQL and Python programming tools

#LI-Hybrid

Trade Union (If applicable)

At Desjardins, we believe in equity, diversity and inclusion. We're committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve.

If there's something we can do to help make the recruitment process or the job you're applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask!

Job Family

Data (FG)

Unposting Date

2025-07-9